Ryan Lane is an editor on NerdWallet’s small-business team. He joined NerdWallet in 2019 as a student loans writer, serving as an authority on that topic after spending more than a decade at student loan guarantor American Student Assistance. In that role, Ryan co-authored the Student Loan Ranger blog in partnership with U.S. News & World Report, as well as wrote and edited content about education financing and financial literacy for multiple online properties, e-courses and more. Ryan also previously oversaw the production of life science journals as a managing editor for publisher Cell Press. Ryan is located in Rochester, New York.
- Education: B.S. in journalism from Syracuse University
- Previous experience: Writer and editor, American Student Assistance; managing editor, Cell Press
Ryan has also nerded out in...
The New York Times, USA Today, MarketWatch, Yahoo Finance, The Washington Post, ABC News
The latest from Ryan
Should You Pay Off Student Loans or Invest?
Make sure you have an emergency fund before deciding whether to pay off student loans or invest.
Should I Pay Off Student Loans Early?
Save for emergencies and retirement, and get rid of credit card debt, before paying off student loans early.
3 Ways to Lower Your Student Loan Interest Rate
Refinancing and lender discounts can lower the interest rate on your student loans.
Biweekly Student Loan Payments Knock Out Debt Faster
Biweekly payments are an easy way to speed up repayment on your student loans.
Which Student Loan Should You Pay Off First?
Pay off high-interest student loans first. That usually means prioritizing private loans over federal loans.
How to Get a Student Loan Forbearance
Student loan forbearance can temporarily stop or lower your payments, but it always increases the amount you owe.
Fixed or Variable Student Loan: Which Is Better?
Fixed rates are often safer, but a variable rate could save money. Find out which is best, a fixed or variable student loan.
Can You File Bankruptcy on Student Loans?
Discharging student loans through bankruptcy requires you to prove that repayment poses an "undue hardship.”
Small-Business Grants for Women: Best Options for Free Funding
From the federal government to economic development agencies, here's a list of business grants for women.
Minority Small-Business Grants: 16 Opportunities and Resources
Small-business grants can help your minority-owned business access funding you don't have to pay back.
Income-Based Repayment: How It Works and Whom It’s Best For
Income-Based Repayment has different features depending on when you borrowed federal student loans.
How Interest Rate Changes Affect Your Student Loans
How interest rate changes impact your student loans depends on the type of loans you have.
How to Get the Student Loan Interest Deduction
The student loan interest deduction allows you to deduct up to $2,500 from your taxes.