At NerdWallet, we strive to help you make financial decisions with confidence. To do this, many or all of the products featured here are from our partners. However, this doesn’t influence our evaluations. Our opinions are our own.
JPMorgan Chase is one of the largest banks in the country, offering more services than many of its competitors. It provides mortgages, auto loans and one of the broadest selections of credit cards in the industry. And its website experience can compete with those at online-only banks that focus solely on checking and savings.
Chase has a good basic checking account, but its savings rates are generally low, and some of its fees are high and hard to avoid.
Ratings methodology | Updated July 11, 2019
Chase offers several checking options, including its most basic account, Chase Total Checking®, and a couple that bear interest. Each gives users access to mobile banking, including online bill pay, and comes with a debit card that has a security-enhancing EMV chip.
Chase Total Checking® account holders can avoid a monthly fee by having monthly direct deposits totaling $500 or more, keeping a daily beginning balance of at least $1,500 or keeping an average beginning day balance of $5,000 or more across certain Chase accounts.
Chase offers a $200 bonus on its Total Checking® account (expires 1/21/20). See our list of best bonuses for details.