Simple is a free, all-digital checking account designed to be used mostly on your smartphone. It comes with a Visa debit card and a handful of first-rate mobile banking tools.
Ratings methodology | Reviewed May 12, 2016
Simple offers a free, branchless checking account with mobile budgeting tools — but no way to deposit cash.
The mobile app keeps a running tally of how much money is "safe to spend" after accounting for scheduled bills, savings and transfers.
It's a good bet for those who want to avoid fees and overdrafts and want to bank primarily over an app.