Advertiser Disclosure


No fees on accounts
0.60% to 2.00% annual percentage yields on share certificates, among the best you'll find
Options available for those who don't qualify for a checking account.


Membership limited to residents of western Florida, their family members and alumni of Florida College
Doesn't participate in shared branching.



If you qualify to be a member, Suncoast is a rock-solid place to keep your money. The credit union offers quality accounts and products, even for people who might not qualify at competing locations.

Good rates, low fees and a dedication to community accessibility make Suncoast Credit Union a gem of a financial institution on the western Florida coast.

Ratings methodology | Updated April 20, 2017



Suncoast offers two free checking accounts: Smart Checking and Teen Checking. The APY of 0.15% on all accounts is higher than the rates at many other banks and credit unions but isn’t the best in the country.

Savings Account
Min. balance for APY
Learn moreat Suncoast Credit Union
Smart Checking
Monthly fee
Balance to waive monthly fee
Learn moreat Suncoast Credit Union
NerdWallet reviews are the result of independent research by our editorial team while accountholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.
Customer service
Website / app
Not what it used to be
I've been with this bank for the past 20 years,it used to be a nice bank,not would think that with my track record being with this bank for so long,they would have more faith in their customers,I'm closing my account and don't reccomend as I used to
Some of the reviews on the NerdWallet site were purchased through a third party provider. Users who post a review directly on the NerdWallet site will not be compensated in any way. Please see our Terms of Use and Posting Guidelines for more information.