Advertiser Disclosure


No fees on accounts.
0.65% to 2.25% APYs on share certificates, among the best you'll find.
Options available for those who don't qualify for a checking account.


Membership limited to western Florida.
Doesn't participate in shared branching.



If you qualify to be a member, Suncoast is a rock-solid place to keep your money. The credit union offers quality accounts and products, even for people who might not qualify at competing locations.

Good rates, low fees and a dedication to community accessibility make Suncoast Credit Union a gem of a financial institution on the western Florida coast.

Ratings methodology | Reviewed Sept. 28, 2016



Suncoast offers two checking accounts that are completely free: smart checking and teen checking. And those who don’t qualify for either may be eligible for a Solar Account, a fee-free prepaid debit card. The APY of 0.15% on all accounts is higher than many rates at other banks and credit unions, but isn’t the best in the country.

Savings Account
Min. balance for APY
Learn moreat Suncoast Credit Union
Smart Checking
Monthly fee
Balance to waive monthly fee
Learn moreat Suncoast Credit Union
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