Advertiser Disclosure

Pros

No fees on accounts
0.60% to 2.00% annual percentage yields on share certificates, among the best you'll find
Options available for those who don't qualify for a checking account.

Cons

Membership limited to residents of western Florida, their family members and alumni of Florida College
Doesn't participate in shared branching.

Overall

4.0

If you qualify to be a member, Suncoast is a rock-solid place to keep your money. The credit union offers quality accounts and products, even for people who might not qualify at competing locations.

Good rates, low fees and a dedication to community accessibility make Suncoast Credit Union a gem of a financial institution on the western Florida coast.

Ratings methodology | Updated April 20, 2017

Checking

4.5

Suncoast offers two free checking accounts: Smart Checking and Teen Checking. The APY of 0.15% on all accounts is higher than the rates at many other banks and credit unions but isn’t the best in the country.

Savings Account
0.35%
APY
$5
Min. balance for APY
Learn moreat Suncoast Credit Union
Smart Checking
$0
Monthly fee
None
Balance to waive monthly fee
Learn moreat Suncoast Credit Union
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