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If you qualify for membership, Suncoast Credit Union is a solid place to keep your money. A checking account that earns dividends — along with decent share certificate rates, low fees and a dedication to community — make it a gem of a financial institution in Florida.
Ratings methodology | Updated February 22, 2019
Suncoast’s Smart Checking account has no monthly fees and earns 0.05% APY. There is also no minimum opening deposit requirement, though you will need to be a Suncoast member to open an account. There are banks and credit unions that offer higher rates on checking accounts, but many are online-only, and some require higher minimums.