5 Best OHFA Mortgage Lenders of 2021
The OHFA offers down payment assistance to Ohio residents. These are our top picks among OHFA-approved lenders.
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OHFA, the Ohio Housing Finance Agency, is a go-to resource for residents who need a little boost to buy their first home. While OHFA facilitates these assistance programs, it doesn't issue mortgages. That’s why you’ll need to turn to a participating lender.
To help, NerdWallet has compiled a list of some of the best-rated OHFA-approved lenders among those we’ve reviewed.
OHFA, the Ohio Housing Finance Agency, is a go-to resource for residents who need a little boost to buy their first home. While OHFA facilitates these assistance programs, it doesn't issue mortgages. That’s why you’ll need to turn to a participating lender.
To help, NerdWallet has compiled a list of some of the best-rated OHFA-approved lenders among those we’ve reviewed.
Best OHFA Mortgage Lenders
Lender | NerdWallet rating | Min. credit score | Min. down payment | Learn more |
---|---|---|---|---|
![]() Guaranteed Rate: NMLS#2611 Learn more at Guaranteed Rate | Best for online convenience | 620 | 3% | Learn more at Guaranteed Rate |
![]() Fairway Independent Mortgage: NMLS#2289 Learn more at Fairway Independent Mortgage | Best for online convenience | 620 | 3% | Learn more at Fairway Independent Mortgage |
![]() PrimeLending: NMLS#13649 | Best for government loans | 620 | 3% | Read review |
![]() Caliber: NMLS#15622 | Best for first-time home buyers | 620 | 3% | Read review |
![]() US Bank: NMLS#402761 | Best for government loans | 620 | 5% | Read review |

at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. credit score
620Min. down payment
3%at Guaranteed Rate

at Fairway Independent Mortgage
Fairway Independent Mortgage: NMLS#2289

Min. credit score
620Min. down payment
3%at Fairway Independent Mortgage
PrimeLending: NMLS#13649

Min. credit score
620Min. down payment
3%Caliber: NMLS#15622

Min. credit score
620Min. down payment
3%US Bank: NMLS#402761

Min. credit score
620Min. down payment
5%More OHFA-approved lenders
These lenders also participate in OHFA programs and are among the highest-volume mortgage providers in Ohio; however, they haven’t been reviewed by NerdWallet.
Offers all government-backed loans.
A single loan provides financing for a purchase and a renovation.
Mortgage loan officers specially trained to help with state bond programs.
Provides information about OHFA assistance programs.
A loan for a lot lets you buy the land first and build later.
An online chat feature is available for quick questions.
More from NerdWallet
Last updated on January 20, 2021
Methodology
To recap our selections...
NerdWallet's Best OHFA Mortgage Lenders of 2021
- Guaranteed Rate: Best for online convenience
- Fairway Independent Mortgage: Best for online convenience
- PrimeLending: Best for government loans
- Caliber: Best for first-time home buyers
- US Bank: Best for government loans