BEST OF
5 Best OHFA Mortgage Lenders of 2021
The OHFA offers down payment assistance to Ohio residents. These are our top picks among OHFA-approved lenders.
OHFA, the Ohio Housing Finance Agency, is a go-to resource for residents who need a little boost to buy their first home. While OHFA facilitates these assistance programs, it doesn't issue mortgages. That’s why you’ll need to turn to a participating lender.
To help, NerdWallet has compiled a list of some of the best-rated OHFA-approved lenders among those we’ve reviewed.
OHFA, the Ohio Housing Finance Agency, is a go-to resource for residents who need a little boost to buy their first home. While OHFA facilitates these assistance programs, it doesn't issue mortgages. That’s why you’ll need to turn to a participating lender.
To help, NerdWallet has compiled a list of some of the best-rated OHFA-approved lenders among those we’ve reviewed.
Summary of Best OHFA Mortgage Lenders of 2021
Lender | NerdWallet Rating | Minimum Credit Score | Minimum Down Payment | Learn More |
---|---|---|---|---|
Best for government loans | 620 | 3% | Read review | |
Best for government loans | 620 | 3% | Read review | |
Best for first-time home buyers | 620 | 3% | Read review | |
Best for online convenience | 620 | 3% | at Guaranteed Rate | |
Best for online convenience | 620 | 3% | at Fairway Independent Mortgage |
US Bank: NMLS#402761

Min. Credit Score
Min. Down Payment
PrimeLending: NMLS#13649

Min. Credit Score
Min. Down Payment
Caliber: NMLS#15622

Min. Credit Score
Min. Down Payment
at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. Credit Score
Min. Down Payment
at Guaranteed Rate
at Fairway Independent Mortgage
Fairway Independent Mortgage: NMLS#2289

Min. Credit Score
Min. Down Payment
at Fairway Independent Mortgage
More OHFA-approved lenders
These lenders also participate in OHFA programs and are among the highest-volume mortgage providers in Ohio; however, they haven’t been reviewed by NerdWallet.
Offers all government-backed loans.
A single loan provides financing for a purchase and a renovation.
Mortgage loan officers specially trained to help with state bond programs.
Provides information about OHFA assistance programs.
A loan for a lot lets you buy the land first and build later.
An online chat feature is available for quick questions.
More from NerdWallet
Last updated on January 20, 2021
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
To recap our selections...
NerdWallet's Best OHFA Mortgage Lenders of 2021
- US Bank: Best for government loans
- PrimeLending: Best for government loans
- Caliber: Best for first-time home buyers
- Guaranteed Rate: Best for online convenience
- Fairway Independent Mortgage: Best for online convenience