Chase Bank Personal Loan Alternatives
JPMorgan Chase — like many other large U.S. banks — does not currently offer unsecured personal loans. However, you still have options from other lenders, including other banks, credit unions…
Amrita Jayakumar
Amrita Jayakumar writes about credit scores and credit reports for NerdWallet. She also writes a syndicated column about millennials and money. Amrita joined NerdWallet in 2015, helping consumers understand the nascent personal loans industry and low-cost alternatives to payday loans. Before that, she spent three years as a business reporter for The Washington Post, where she covered government contractors, information technology and small businesses. Her work has also appeared in The Miami Herald, The Associated Press and USA Today. Originally from Mumbai, India, Amrita has a master's degree in journalism from the University of Missouri. She is based in San Francisco. Email: [email protected].
Posts by Amrita Jayakumar:
Sneaky Ways Burnout Hurts Your Bottom Line
Millennials are a burned-out bunch. Millennial workers are more likely than older generations to report being burned out at work, according to a 2018 Gallup study. The gig economy, the…
How I Ditched Debt: Small Wins Help Achieve a Big Dream
In this series, NerdWallet interviews people who have triumphed over debt. Responses have been edited for length and clarity. Bernadette Joy Maulion, 34, went to business school part time after…
Your Credit Score Isn’t the Only Gauge of Financial Health
Your credit score is a bellwether of your financial habits, but it’s not the only one. There are other numbers that say a lot about you when you apply for…
Do Your Credit Moves Send the Wrong Signal About You?
You are one in a million, but your credit score doesn’t really see you that way. Credit scoring models aren’t tailored to understand you. They are designed to protect lenders…
Make Renting Work for Your Financial Goals
“Renting is just throwing money away.” “Renting is like paying someone else instead of paying yourself.” You may have heard these opinions from family and friends, but it’s not that…
How to Protect Yourself After a Data Breach
Large data breaches that expose consumers’ sensitive personal information have become a routine part of life. So it pays to know what your options In July, Capital One disclosed that…
A Simple ‘Recipe’ for Managing Your Credit Score
The way your credit score works can seem mysterious, with several factors intertwining in complex ways. But following a simple recipe can help you build and maintain a good credit…
Credit Score Up? How to Build Your Credit Smarts Too
Well done, America. Credit scores across the nation are going up. On the other hand, knowledge of how credit works is declining. Consumers’ grasp of credit is the lowest it’s…
Best Long-Term Personal Loans
Most unsecured personal loans have terms that are between one and five years. Long-term personal loans are those that carry longer payback periods, usually up to seven years. Some banks,…
