Love Is Thicker Than Venmo: Tips for Couples on Merging Money
As a millennial couple, you and your partner might not be planning to blend finances even if you’ve been together for a while. Venmo is convenient, after all; the peer-to-peer…
Amrita Jayakumar
Amrita writes about consumer credit and debt issues for NerdWallet. She has reported on government contractors, information technology, retail, housing and small businesses as a reporter and digital producer at The Washington Post. Her work has also appeared in The Miami Herald. Originally from Mumbai, India, Amrita enjoys using credit card rewards points to travel. She is based in San Francisco.
Posts by Amrita Jayakumar:
The Lowdown on New Tools to Jump-Start Your Credit
The rules for achieving a decent credit score haven’t changed much since credit scoring was invented: Pay all your bills on time, don’t use too much of your available credit…
What Is a Loan?
A loan is a sum of money that you borrow from a financial institution — a bank, credit union or online lender — or a person, like a family member,…
Baby Steps Can Get Your Credit Life Rolling
You may have been avoiding the world of credit because you don’t want one more thing to worry about. But it doesn’t have to be complicated. Taking these baby steps…
How to Break Free of Debt Without Paying a Price Later
Samantha Ealy graduated with a bachelor’s degree and $70,000 in debt. She worked multiple jobs to pay off student loans, a car, medical bills and credit cards in three years.…
Ditching Credit Cards? Here’s What Could Happen to Your Score
Maybe you’ve been ordering too much stuff on Amazon or watching your bank account shrink after spring break travel. When your spending spins out of control, one way to rejuvenate…
How Does Payment History Affect Your Credit Score?
Your payment history is a record of your payment behavior on all credit accounts, such as credit cards and loans. It is the single biggest factor that influences your credit…
What Is Credit History?
Credit history is a record of how you’ve managed the repayment of debts, such as credit cards and loans. Your credit history is recorded in your credit reports, which also…
More Than Your Score: Credit Basics You Need to Know
Getting your credit score today is easy — just turn to your bank, credit card issuer or one of the many apps and websites out there. That means millennials, unlike…
What’s Your Money Personality? Take Our Quiz to Find Out
Do you worry about money even though you have a steady income and a healthy retirement fund? You may be “money vigilant.” Do you believe money can solve all your…
