Ditching Credit Cards? Here’s What Could Happen to Your Score
Maybe you’ve been ordering too much stuff on Amazon or watching your bank account shrink after spring break travel. When your spending spins out of control, one way to rejuvenate…
Amrita Jayakumar
Amrita writes about consumer credit and debt issues for NerdWallet. She has reported on government contractors, information technology, retail, housing and small businesses as a reporter and digital producer at The Washington Post. Her work has also appeared in The Miami Herald. Originally from Mumbai, India, Amrita enjoys using credit card rewards points to travel. She is based in San Francisco.
Posts by Amrita Jayakumar:
How Does Payment History Affect Your Credit Score?
Your payment history is a record of your payment behavior on all credit accounts, such as credit cards and loans. It is the single biggest factor that influences your credit…
What Is Credit History?
Credit history is a record of how you’ve managed the repayment of debts, such as credit cards and loans. Your credit history is recorded in your credit reports, which also…
More Than Your Score: Credit Basics You Need to Know
Getting your credit score today is easy — just turn to your bank, credit card issuer or one of the many apps and websites out there. That means millennials, unlike…
Baby Steps Can Get Your Credit Life Rolling
You may have been avoiding the world of credit because you don’t want one more thing to worry about. But it doesn’t have to be complicated. Taking these baby steps…
What’s Your Money Personality? Take Our Quiz to Find Out
Do you worry about money even though you have a steady income and a healthy retirement fund? You may be “money vigilant.” Do you believe money can solve all your…
Don’t Freak Out About an Emergency Fund — Just Start One
Let’s be real: For millennials, having an emergency fund is way down on the financial worry list, behind student loan debt, medical bills or saving for a down payment. Some…
How They Ditched Debt
Kicking Frugality Into High Gear Ben and Melissa Panter were always frugal, but when they faced a large mortgage and growing student loan balances, they knew they had to kick frugality into high gear.…
How I Ditched Debt: Making the Most of a Gig Economy
In this series, NerdWallet interviews people who have triumphed over debt using a combination of commitment, budgeting and smart financial choices. Responses have been edited for length and clarity. Kara…
This Winter, Your Credit Should Freeze, Too
Before you tackle lofty financial resolutions like paying off debt this year, do yourself a quick favor and freeze your credit reports. It’s free, doesn’t affect your credit score and…
