Amrita writes about credit scores and credit reports for NerdWallet. She also writes a syndicated column about millennials and money. Amrita joined NerdWallet in 2015, helping consumers understand the nascent personal loans industry and low-cost alternatives to payday loans. Before that, she spent three years as a business reporter for The Washington Post, where she covered government contractors, information technology and small businesses. Her work has also appeared in The Miami Herald, The Associated Press and USA Today. Originally from Mumbai, India, Amrita has a master's degree in journalism from the University of Missouri. She is based in San Francisco. Email: ajayakumar@nerdwallet.com.