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Posts by Jonathan Todd, CFA:
The Six-Figure Mistake IRA Savers Unknowingly Make

For Savers Who Maximize IRA Contributions, the Roth Pays Off

Arielle O'Shea & Jonathan Todd, CFA
March 15, 2017

A NerdWallet analysis finds that savers who make the annual maximum contribution to their individual retirement account are likely to net more after-tax retirement dollars in a Roth IRA than…

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Women in New Mexico See Smaller Wage Gap but May Fall Short on Retirement

Kevin Voigt & Jonathan Todd, CFA
Jan. 18, 2017

There’s some good news for women living in New Mexico: On average, women there face one of the smallest differences in wages between the genders of any state in the country.…

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Study: Millennials May Have to Save 22% of Yearly Income for Retirement if Market Returns Drop

Jonathan Todd, CFA
Sept. 28, 2016

Millennials’ finances are already stretched by student loan debt and housing costs, but there’s another factor to consider: Compared with their parents, they may need to save much more of…

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Study: Money Secrets and Sluggish Savings Put Couples’ Retirement Dreams at Risk

Jonathan Todd, CFA & Dayana Yochim
Aug. 31, 2016

A third of Americans in a relationship say they aren’t saving, and those who are have bad habits that may hurt their chances of retiring comfortably.

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How a 1% Fee Could Cost Millennials $590,000 in Retirement Savings

Jonathan Todd, CFA & Dayana Yochim
May 4, 2016

A new NerdWallet analysis of how investment fees can eat into the future savings of today’s millennial investors found some staggering numbers.

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How to Save $1 Million for Retirement

How to Save $1 Million for Retirement

Jonathan Todd, CFA
Jan. 20, 2016

“Spend less, save more” is always on the list of popular New Year’s resolutions, but as with commitments to get fit or lose weight, we find it hard to follow…

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Best Types of Businesses to Start in California

Jonathan Todd, CFA
Sept. 15, 2015

    At its best, the California business environment is as sunny as its climate, a place where big corporations, longtime family businesses and upstart entrepreneurs thrive. There are millions…

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Best Places to Start a Business in Virginia

Best Places to Start a Business in Virginia

Jonathan Todd, CFA
Sept. 8, 2015

With plenty of incentives for both startups and existing businesses and a state corporate income tax rate among the lowest in the nation at 6%, Virginia’s business-friendly policies appear to…

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Best Places to Start a Business in New Jersey

Best Places to Start a Business in New Jersey

Jonathan Todd, CFA
Aug. 24, 2015

New Jersey recently unveiled a $50 million fund geared at helping entrepreneurs get started. That’s just one aspect of New Jersey that makes it a good place to start a…

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Best Cities to Start a Restaurant

Best Cities to Start a Restaurant

Jonathan Todd, CFA
Aug. 11, 2015

Opening a new restaurant can be a risky business. Owners need a solid business plan, an efficient yet friendly staff, delicious food and a little bit of luck. Location is…

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