Ruth Sarreal

Editor & Content Strategist

Expertise
  • Bank account bonuses
  • Consumer deposit accounts

How I Think About Money “Choosing financial accounts can be easier when you have complete information. I love helping people make informed decisions on products that can make their lives a little smoother. ”
10+ Years of Experience
70+ Articles Written
1.5M+ Readers Reached
Previous experience
GOBankingRates
Education
B.A. in English from The University of Texas at Austin, B.S. in Communication Studies from The University of Texas at Austin
Ruth Sarreal is an editor and content strategist covering consumer banking topics at NerdWallet. She has over a decade of experience writing and editing for consumer websites. She previously edited content on personal finance topics at GOBankingRates. Her work has been featured by Nasdaq, MSN, TheStreet and Yahoo Finance.
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Revealing Banking Tips To Save HUNDREDS (Best Savings Account) | NerdWallet
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Revealing Banking Tips To Save HUNDREDS (Best Savings Account) | NerdWallet

Want to better understand banking? Finance Nerd Nikita Turk is joined by Banking Nerd Spencer Tierney to answer your online questions on everything banking from choosing between a high-yield saving account or a CD, protecting yourself from bank failures to know when and how to switch banks. Suggested Articles: How to Choose a Bank: https://www.nerdwallet.com/article/banking/how-to-choose-a-bank Spooked by Bank Failures? Minimize the Impact to Your Business: https://www.nerdwallet.com/article/small-business/business-bank-failure What Is FDIC Insurance and What Are the Coverage Limits?: https://www.nerdwallet.com/article/banking/fdic-insurance Chapters: 0:00 - Intro 0:16 - Is It Good To Have An Account At A Brick and Mortar Bank? 1:05 - Is It Bad To Keep No Money In A Checking Account? 1:38 - How To Choose A Bank 4:08 - Why Banks Interest Rate On Savings Account Didn't Go Up After The Last Fed Interest Hike? 4:57 - What's The Catch With High-Yield Savings Accounts? 6:18 - What Is The Point Of A CD (Certificate of Deposit)? 7:28 - What Is Better: CD or HYSA? #NerdWallet #Banking #BankingTips Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com Revealing Banking Tips To Save HUNDREDS (Best Savings Account) | NerdWallet https://www.youtube.com/c/nerdwallet