Best Banks to Avoid ATM Fees
Want to save some money each time you use the ATM? Think about changing your bank. If you use out-of-network ATMs even a couple times a month, you could find…
Virginia C. McGuire
Virginia is a former credit cards writer for NerdWallet. She is a journalist who has covered personal finance, business, real estate, architecture and design. Her work has appeared in the Philadelphia Inquirer, The New York Times, The Awl and Mental Floss.
Posts by Virginia C. McGuire:
How to Build Credit With a Secured Credit Card
Using a secured credit card is perhaps the quickest and easiest way to build credit — as long as you’re smart about how you use it. Secured cards are different from…
How to Apply for a Credit Card Without a Social Security Number
Not having a Social Security number can be a serious stumbling block when you want to apply for a credit card, since most card issuers specifically ask for one on your application.…
What Is a Secured Credit Card? How Is It Different From an Unsecured Card?
Here’s a catch-22: A credit card is the quickest way to build good credit, but you often can’t get a credit card without good credit. Secured credit cards can help…
Premium Checking: What’s in It for You?
A basic checking account can be an essential part of your financial life. But if you have the assets to qualify for the premium version of checking — and its associated…
Fraud Alert vs. Credit Freeze: What’s the Difference?
Placing an alert or a freeze on your record with credit bureaus can help prevent fraudulent activity from damaging your credit score. A freeze cuts off access to your credit…
Avoiding Cashier’s Check Fraud
Though commonly thought of as more secure than electronic payments or personal checks, cashier’s checks — checks created by and payable by a bank — are not immune to fraud. Security features…
How to Assess Your Credit Card Needs After Divorce
Of all the things that need your attention after a separation or divorce, credit cards are probably low on your list. But making the right moves early on can set you…
How to Responsibly Handle an Inheritance
There are plenty of horror stories about sizable inheritances squandered on fast cars and glittering parties. But careful planning and good advice can help people use their good fortune in…
Apply for a Credit Card Online
We’re long past the days when the only ways to apply for a credit card were going to a bank branch or mailing in a paper application. Now, many people looking for credit…
