Balance Transfer Credit Cards.

In a perfect world, no one would carry a balance on a credit card. We’d all pay off our cards in full each month and never have to worry about interest. But in the real world, people sometimes need extra time to pay off their purchases. In these cases, transferring a balance to a credit card with an introductory 0% interest period of a year or longer can save you hundreds of dollars in interest and allow you to put more money toward erasing your debt.