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Best Credit Cards for Entertainment Spending

Aug. 2, 2019
Cash Back Credit Cards, Credit Cards, Rewards Credit Cards, Travel Credit Cards
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It wasn’t always easy to find a credit card that could reward you for painting the town in your signature color, or even for enjoying a relaxing night in front of the TV.

But whatever your definition of “entertainment,” whether it’s barhopping or binge-watching, there are now plenty of cards that rake in rewards for spending on fun.

Here are several credit cards that can help you maximize rewards on entertainment spending:

» MORE: NerdWallet’s best credit cards for streaming services

For a night out

Capital One® SavorOne℠ Cash Rewards Credit Card

Capital One® SavorOne℠ Cash Rewards Credit Card

Capital One® SavorOne℠ Cash Rewards Credit Card

Apply Now on Capital One's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • Bonus cash back categories
    • No annual fee
    • Intro APR period on Purchases and Balance Transfers
    • No foreign transaction fee

    Annual Fees

    $0

    APR

    • APR: 16.24% - 26.24% Variable APR
    • Cash Advance APR: 26.24%, Variable

    Bonus Offers

    Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening

    Intro APR

    • 0% on Purchases and Balance Transfers for 15 months
  • Additional Information
    • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
    • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
    • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
    • 0% intro APR on purchases for 15 months; 16.24% - 26.24% variable APR after that
    • 0% intro APR on balance transfers for 15 months; 16.24% - 26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
    • No foreign transaction fee
    • No annual fee

CARD Details

Rewards:

  • 3% cash back on dining and entertainment.
  • 2% back at grocery stores.
  • 1% back on everything else.

Sign-up bonus: Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening.

Annual fee: $0.

APR: 0% on Purchases and Balance Transfers for 15 months, and then the ongoing APR of 16.24% - 26.24% Variable APR.

Why we like it

If you frequently go out on the town, the Capital One® SavorOne℠ Cash Rewards Credit Card could be an ideal companion. Stop and grab dinner first and earn triple points back per dollar spent.

Then, go earn that same rewards rate at a variety of eligible fun zones, including movies, plays, concerts, sporting events, tourist attractions, theme parks, aquariums, zoos, dance clubs, pool halls or bowling alleys, not to mention purchases at record stores or video rental locations. (You won’t, however, earn the 3% rate on purchases like cable, digital streaming or subscription services.)

Alternatives

For an even higher rewards rate on entertainment, consider this card’s big brother, the Capital One® Savor® Cash Rewards Credit Card — if you don’t mind paying an annual fee of $0 for the first year, then $95. Or you could consider the Uber Visa Card, which has a $0 annual fee and offers 4% cash back on dining, including restaurants, takeout and bars. There’s no separate category for “entertainment,” but perhaps your favorite local watering hole also has a jukebox, a pool table, darts or shuffleboard. Plus, the card earns 2% back on video and music streaming services.

The Marvel Mastercard®

The Marvel Mastercard®

The Marvel Mastercard®

Apply Now on Synchrony Bank's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • Bonus cash back categories
    • No annual fee

    Cons

    • Foreign transaction fee

    Annual Fees

    $0

    APR

    • APR: 16.99% - 26.99% Variable
    • Cash Advance APR: 29.99%, Variable

    Bonus Offers

    $25 Statement Credit after your first purchase

    Intro APR

    • N/A
  • Additional Information
    • Earn 3% Cashback on Dining, Select Entertainment, Online at Marvel.com and Marvel’s Official Merchandise Booth
    • Earn 1% Cashback on all other Mastercard purchases
    • No Annual Fee
    • $25 Statement Credit after your first purchase

CARD Details

Rewards:

  • 3% cash back on dining, eligible entertainment purchases, Marvel.com purchases and Marvel’s official merchandise booths.
  • 1% back on everything else.

Sign-up bonus: $25 Statement Credit after your first purchase.

Annual fee: $0.

APR: The ongoing APR is 16.99% - 26.99% Variable.

Why we like it

The Marvel Mastercard® offers a nice cash-back rate considering that its annual fee is $0. Marvel fans will also appreciate the additional discounts on merchandise, but you don’t have to be a fan to reap the rewards. You just have to be a foodie who likes to get out of the house.

Grab dinner and head over to the movie theater to catch the latest Marvel flick, or another movie of your choice, and snag 3% cash back on all of your purchases. Earn the same rate on a variety of other entertainment purchases, such as video rental and game stores, theatrical performances, concerts, amusement parks, music, books and newsstands, among others.

For a Netflix-and-nosh night

Wells Fargo Propel American Express® card

Wells Fargo Propel American Express® card

Wells Fargo Propel American Express® card

Apply Now on Wells Fargo's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • No annual fee
    • Sign-up bonus
    • No foreign transaction fee
    • Intro APR period on Purchases and qualifying Balance Transfers

    Cons

    • American Express isn’t accepted at as many merchants as Visa or Mastercard
    • Requires good/excellent credit

    Annual Fees

    $0

    APR

    • APR: 15.99% - 27.99% Variable APR

    Bonus Offers

    Earn 30,000 bonus points when you spend $3,000 in purchases in the first 3 months - that's a $300 cash redemption value

    Intro APR

    • 0% APR for 12 months on purchases and qualifying balance transfers
  • Additional Information
    • Earn 30,000 bonus points when you spend $3,000 in purchases in the first 3 months - that's a $300 cash redemption value
    • $0 annual fee and no foreign currency conversion fee
    • Earn 3X points on eating out and ordering in
    • Earn 3X points on travel including flights, hotels, homestays and car rentals
    • Earn 3X points on gas stations, rideshares and transit
    • Earn 3X points on popular streaming services
    • Earn 1X points on other purchases
    • Select "Apply Now" to learn more about the product features, terms and conditions

CARD Details

Rewards:

  • 3 points per $1 spent on dining out or ordering in.
  • 3 points per $1 spent on eligible streaming services.
  • 3 points per $1 spent on gas stations, rideshares and transit.
  • 3 points per $1 spent on travel including flights, hotels, homestays and car rentals.
  • 1 point per $1 spent everywhere else.

Welcome offer: Earn 30,000 bonus points when you spend $3,000 in purchases in the first 3 months - that's a $300 cash redemption value.

Annual fee: $0.

APR: 0% on Purchases and Balance Transfers for 12 months, and then the ongoing APR of 15.99% - 27.99% Variable APR.

Why we like it

Maybe your idea of an exciting evening is grabbing some takeout or having some pizza delivered as you catch up on “Stranger Things.” In that case, the Wells Fargo Propel American Express® card is a good option for you. It doesn’t offer a specific “entertainment” rewards category, but it does offer triple points on streaming services like Netflix, Hulu, Apple Music, Pandora and Spotify Premium. It offers that same high rewards rate on dining, too, whether you choose to dine out or take your meal home. In fact, the Wells Fargo Propel American Express® card offers high rewards rates on a variety of popular spending categories, all for an annual of $0. It’s not only a good “entertainment” card; it’s a good card for all-around use.

Alternative

If you don’t dine out often and instead prefer home-cooked meals, the Blue Cash Preferred® Card from American Express can offer 6% cash back at U.S. supermarkets, on up to $6,000 a year in spending (then 1%); 6% cash back on select U.S. streaming subscriptions; 3% cash back at U.S. gas stations and on transit (including such things as taxis, rideshares, parking, tolls, trains and buses); and 1% cash back on all other purchases. Terms apply. It has a $95 annual fee.

For entertaining at home

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Apply Now on American Express's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • Leading cash-back rewards at U.S. supermarkets
    • Bonus offer for new cardholders
    • Intro APR period on Purchases and Balance Transfers

    Cons

    • Has annual fee — but if you spend more than $31 per week at U.S. supermarkets, the rewards offset the fee
    • American Express isn’t accepted at as many merchants as Visa or Mastercard
    • $25 minimum redemption

    Annual Fees

    $95

    APR

    • APR: 14.99% - 25.99% Variable APR
    • Penalty APR: 29.99%, Variable
    • Cash Advance APR: 27.24%, Variable

    Bonus Offers

    $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.

    Intro APR

    • 0% intro APR on Purchases and Balance Transfers for 12 months
  • Additional Information
    • Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
    • NEW 6% Cash Back on select U.S. streaming subscriptions.
    • NEW 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
    • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.
    • You spoke, we listened. Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018.
    • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.99% to 25.99%
    • $95 annual fee.
    • Terms Apply.

CARD DETAILS

Rewards:

  • 6% back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1% back).
  • 6% back on select U.S. streaming services such as Hulu, Netflix, Spotify and Pandora.
  • 3% back on transit (including such things as taxis, rideshares, parking, tolls, trains and buses).
  • 3% back at U.S. gas stations.
  • 1% on everything else.
  • Terms apply.

Welcome offer: $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.

Annual fee: $95.

APR: 0% on Purchases and Balance Transfers for 12 months, and then the ongoing APR of 14.99% - 25.99% Variable APR.

Why we like it

When you’re the entertainer, the Blue Cash Preferred® Card from American Express can earn you back some value on supermarket spending for a large party, barbecue or dinner celebration. And if you’re spending big on an impromptu celebration, the introductory APR offers can provide some breathing room.

The card is also a great choice even if you’re cooking for one and planning to stick to the sofa and your Spotify playlist.

ALTERNATIVE

If an annual fee is a deal breaker, check out the no-fee Blue Cash Everyday® Card from American Express; it earns lower cash-back rates at U.S. supermarkets and U.S. gas stations, and you won’t earn bonus rewards on streaming services or transit.

For moviegoers

U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+™ Visa Signature® Card

Apply Now on US Bank's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • High rewards rate
    • Bonus cash back categories
    • No annual fee
    • Intro APR period on Balance Transfers

    Cons

    • Complex rewards require maintenance
    • Foreign transaction fee

    Annual Fees

    $0

    APR

    • APR: 15.99% - 25.49% Variable APR
    • Cash Advance APR: 25.99%, Variable

    Bonus Offers

    $150 bonus after spending $500 in eligible net purchases within the first 90 days of account opening.

    Intro APR

    • 0% Intro APR* on purchases and balance transfers for 12 billing cycles
  • Additional Information
    • Earn up to $550 cash back in the first year.
    • $150 bonus after spending $500 in eligible net purchases within the first 90 days of account opening.
    • 5% cash back on your first $2,000 in combined eligible net purchases ($100 per quarter) on two categories you choose. That adds up to $400 cash back!
    • 2% cash back on your choice of one everyday category, like gas stations or grocery stores.
    • 1% cash back on all other eligible net purchases.
    • 0% Intro APR* on purchases and balance transfers for 12 billing cycles. After that, a variable APR currently 15.99% - 25.49%.
    • No limit on total cash back earned.
    • No annual fee*
    • Great Offer from U.S. Bank, a 2019 World's Most Ethical Company® - Ethisphere Institute, February 2019
    • View Rates and Fees

CARD DETAILS

Rewards:

  • 5% cash back on two categories of your choice (on up to $2,000 spent per quarter on combined purchases).
  • 2% cash back on an everyday category of your choice.
  • 1% cash back on all other purchases.

Sign-up bonus: $150 bonus after spending $500 in eligible net purchases within the first 90 days of account opening.

Annual fee: $0.

APR: 0% on Purchases and Balance Transfers for 12 billing cycles, and then the ongoing APR of 15.99% - 25.49% Variable APR.

Why we like it

The U.S. Bank Cash+™ Visa Signature® Card lets you choose your own bonus categories every quarter, allowing you to earn more rewards on frequent purchases. As of January 2019, the card’s 5% bonus categories include fast food and movie theaters (among several other choices). Also, one of the card’s 2% categories is restaurants.

Some of the categories rotate on a quarterly basis, and you’ll have to opt in every time to earn the higher rates.

For travel

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Apply Now on Chase's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • A large bonus
    • No foreign transaction fee
    • Cool factor - metal card
    • Earn more points on travel and dining at restaurants
    • Premium travel protection benefits

    Cons

    • $95 annual fee

    Annual Fees

    $95

    APR

    • APR: 18.24% - 25.24% Variable APR
    • Cash Advance APR: 27.24%, Variable

    Bonus Offers

    Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®

    Intro APR

    • N/A
  • Additional Information
    • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
    • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel

CARD DETAILS

Rewards:

  • 2 points per $1 spent on dining and travel.
  • 1 point per $1 spent on everything else.

Sign-up bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.

Annual fee: $95.

APR: The ongoing APR is 18.24% - 25.24% Variable APR.

Why we like it

If your version of entertainment requires a trip farther from home than the local watering hole, the Chase Sapphire Preferred® Card‘s introductory offer and ongoing rewards can help you pay for that excursion. Plus, your points earn 25% more value when you redeem them for travel through the Chase Ultimate Rewards® portal.

The card has an annual fee — $95 — but you can easily offset that cost if you spend a lot on dining out.

For simplicity

Citi® Double Cash Card – 18 month BT offer

Citi<sup>®</sup> Double Cash Card – 18 month BT offer

Citi® Double Cash Card – 18 month BT offer

Apply Now on Citibank's secure application
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • High rewards rate
    • No annual fee
    • Intro APR period on Balance Transfers

    Cons

    • No sign-up bonus
    • No 0% APR for purchases
    • $25 minimum redemption

    Annual Fees

    $0

    APR

    • APR: 15.99% - 25.99% Variable APR
    • Penalty APR: Up to 29.99%, Variable
    • Cash Advance APR: 27.24%, Variable

    Bonus Offers

    None

    Intro APR

    • 0% on Balance Transfers for 18 months
  • Additional Information
    • Earn cash back TWICE. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
    • To earn cash back, pay at least the minimum due on time
    • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.99% – 25.99% based on your creditworthiness.
    • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
    • Balance Transfers do not earn cash back
    • The standard variable APR for Citi Flex Plan is 15.99% – 25.99% based on your creditworthiness.*

CARD DETAILS

Rewards: 

  • 2% cash back on all purchases: 1% when you make a purchase, and 1% when you pay it off.

Sign-up bonus: None.

Annual fee: $0.

APR: 0% on Balance Transfers for 18 months, and then the ongoing APR of 15.99% - 25.99% Variable APR.

Why we like it

Entertainment optimizers can earn higher rewards rates with other cards. But with the Citi® Double Cash Card – 18 month BT offer, you won’t have to worry about keeping track of any categories. You’ll earn a high flat rate back on all purchases.

ALTERNATIVE

The PayPal Cashback Mastercard® also earns 2% cash back on every purchase. Unlike the Citi® Double Cash Card – 18 month BT offer, there’s no minimum redemption required, and also no foreign transaction fee. You do, however, have to have a PayPal account, which is free to open.

For limited credit

Deserve® Pro Mastercard

Deserve® Pro Mastercard

Deserve® Pro Mastercard

Apply Now on Deserve's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • Bonus cash back categories
    • No annual fee
    • No foreign transaction fee

    Cons

    • No sign-up bonus
    • No intro APR period on Purchases and Balance Transfers

    Annual Fees

    $0

    APR

    • Min APR: 18.49%, Variable
    • Max APR: 25.49%, Variable

    Bonus Offers

    None

    Intro APR

    • N/A
  • Additional Information
    • Available to L1, O1, and H1B visa holders.
    • Priority Pass™ Select Membership (valued at $99), after you make $1,000 of purchases with your new Deserve Pro Mastercard within the first 90 days after activation.
    • 3% cash back on travel & entertainment.
    • 2% cash back on restaurants.
    • 1% unlimited cash back on all purchases.
    • Credit limits up to $10,000.
    • $0 annual fee & no foreign transaction fees.
    • No security deposit or co-signer required.
    • Helps students and professionals build a credit history and gain financial independence.
    • Use anywhere in the world where Mastercard is accepted.
    • Includes Mastercard Platinum Benefits like Travel Assistance Services, Extended Warranty, and ID Theft Protection.
    • Complimentary cellphone insurance up to $600.

Card details

Rewards:

  • 3% cash back per dollar spent on travel and entertainment and 2% cash back at restaurants.
  • 1% back on all other purchases.

Sign-up bonus: None.

Annual fee: $0.

APR: The ongoing APR is 18.49% - 25.49% Variable.

Why we like it

Most cards rely on the traditional FICO scoring model to determine your creditworthiness. The Deserve® Pro Mastercard is a bit different. It’s designed for applicants who do have some credit history — but Deserve’s underwriting process may allow exceptions if you can meet income and employment verification requirements. 

Plus, unlike other cards aimed at those with limited credit, the Deserve® Pro Mastercard offers rewards without you having to pony up a security deposit or annual fee.

In the category of entertainment, you can earn 3% cash back on things like movie tickets, sporting events, comedy clubs, plays, live shows and concerts. It also applies to streaming services such as Netflix, Hulu, Spotify and others.

When it comes to travel, 3% cash-back categories include hotels, airlines, cruises, public transport, and even Uber or Lyft — which can take you to that late-night restaurant, where you can be served a side of 2% cash back.

To view rates and fees of the Blue Cash Preferred® Card from American Express, please visit this page.