Mobile banking is a valuable tool for consumers who need on-the-go access to their bank’s website. Mobile banking is not a new phenomenon, but it has changed over time, with new technological advances improving speed, efficiency and accessibility. Mobile apps are the latest trend, and are offered at most of the big banks as the “best” option around. But here’s a little tip: your local credit union has a mobile app too, and it matches the big bank apps for convenience and access.
An On-the-Go Bank in Your Phone
Just like the big banks, many credit unions offer apps for Android and iPhone, and sometimes other smartphones as well. Some even offer apps that can be used on your tablet. With a mobile app, you get access to your accounts and transaction history. You can pay bills and transfer funds, and you can locate nearby branches. Many of the apps offer other great services too, like ATM locators or customer service contacts. We’ve put together a list of some of the best mobile apps at credit unions across the country.
ILWU Credit Union – Wilmington, CA
ILWU Credit Union offers an awesome mobile app for Android and iPhone smartphones. The app allows you to check balances, transfer funds and even find the nearest ATM, anytime you need one. You get your own mini credit union branch in your phone. ILWU Credit Union is located in Wilmington and San Pedro, California, and serves longshoremen and their families.
The Summit Federal Credit Union – Rochester, NY
For the consumer who has all the gadgets, The Summit Federal Credit Union offers a mobile app for the iPhone, iPod Touch, and iPad, as well as Android phones. With the app, you can view your transaction history, pay bills, schedule transfers and find the nearest ATM or credit union branch. The Summit Federal Credit Union has 18 branches in New York. Membership details can be found here.
Credit Union of Denver – Lakewood, CO
Credit Union of Denver gives you options when it comes to mobile banking. You can access their mobile site or you can download their app for iPad, iPhone, Android and Kindle Fire. Both services provide access to balance information, and allow you to transfer funds and pay bills. Each service will also help you find free ATMs in the CO-OP network, and CU service centers. It’s like having a branch in your pocket! Credit Union of Denver has branches in Lakewood and Denver, Colorado. Membership eligibility information can be found here.
Fort Bragg Federal Credit Union – Fort Bragg, NC
Fort Bragg Federal Credit Union has FBFCU Live, an app for iPhone and Android smartphones. With the app, you can check your balance, view your transaction history, pay bills, transfer funds, and locate the nearest branch location or free ATM. The credit union also offers a full-service mobile site for all other smartphones. Fort Bragg Federal Credit Union has 5 branches in Fort Bragg/Fayetteville, North Carolina. Membership eligibility information is available here.
Coast Central Credit Union – Eureka, CA
Coast Central Credit Union provides several mobile banking services for you to use. You can open the full website on your smartphone, use the simplified mobile website, or you can download the app for Apple’s iOS platform (includes iPad and iPod Touch) and Android phones and tablets. The app and the mobile site allow you to view account balances, review transaction history, make basic account transfers, send secure messages, and find nearby Coast Central branches and ATMs. Coast Central Credit Union has 12 branches in Humboldt, Del Norte and Trinity counties, California. Membership is available to anyone who lives or works in any of those counties.
Robins Federal Credit Union – Warner Robins, GA
Robins Federal Credit Union has a mobile app for Android and iPhone smartphones that makes it easy to bank on the go. The app allows you to view account and loan balances, transfer funds, view check images, pay bills and make loan payments, and view current rates. You’ll also be able to find nearby ATM and branch locations, and navigate to them using your phone’s GPS. The credit union offers a mobile site, with the same features, for all smartphones. Robins Federal Credit Union has 19 branches in Central Georgia. Membership is open to anyone in the Central Georgia area. Additional membership details can be found here.
DuPont Goodrich Federal Credit Union – Beaumont, TX
DuPont Goodrich Federal Credit Union’s mobile app is a multiple-feature tool that makes mobile banking safe and convenient. With the app you can apply for a loan, live chat with a representative, check loan and deposit rates, find direct links to the credit union’s Facebook and Twitter pages, and view the latest promotions and events. Oh, there’s more: you can use loan and deposit calculators, receive alerts, and find branch and ATM locations. That’s in addition to all the basic banking functions you’d expect from a credit union app, including bill pay, checking your balance, and transferring money. DuPont Goodrich Federal Credit Union has branches in Nederland, Beaumont, Lumberton, Port Neches, Orange, Vidor and Jasper, Texas. Membership is available to anyone who lives, works or worships in Jefferson, Hardin, Jasper or Orange County, Texas.
Sound Credit Union – Tacoma, WA
With Sound Credit Union’s mobile app, you have the convenience of online banking everywhere you go. The app allows you to pay bills, view account and loan balances, transfer funds between accounts, get a list of ATMs in your area, and see branch locations and hours. You can also use the app to deposit checks using the camera on your smartphone or tablet. The app is available for iPhone, iPad, and Android devices. There is also a mobile site, with most of the same features, for other smartphones. Sound Credit Union has 21 branches in the Puget Sound Area and Western Washington. Membership is open to anyone who lives or works in the state of Washington.
Tech Credit Union – Calumet City, IL
For fast access to your account, Tech Credit Union offers a mobile app for iPhone and Android smartphones, as well as the iPad. With the app, you can check your account balance, review transaction history, pay or cancel bills, locate branches and ATMs, and contact the credit union. The app also allows you to deposit checks using the camera on your smartphone or tablet. The credit union even offers a mobile banking site with some of the same features, for other smartphones. Tech Credit Union has branches in Calumet, Crest Hill, Crown Point, East Chicago, Gary, Lowell, Merillville and Valparaiso, Indiana. Membership eligibility information can be found here.
Texans Credit Union – Richardson, TX
Texans Credit Union’s mobile app is available for Android smartphones, as well as the iPhone, iPad and iPod Touch. With the app, you can check balances, view transaction history, transfer funds and make payments on loans. You can also locate nearby branches or ATMs, and contact the credit union through email or phone. You have all the access of a bank, in your phone. Texans Credit Union has 13 branches in the Greater Dallas Area, Texas. Membership information is available here.