Hotel Rewards Program Cheat Sheet

Hotel Rewards Programs, Deciphered

Airline miles are hard enough to decipher, but hotel rewards are even more complicated. Lounge access, discounts, free upgrades…hotel rewards programs beg the existential question, “What is the value of a loyalty point?”

For all that their value is somewhat nebulous, there’s great value to be found in hotel rewards. The best credit cards give you upwards of 2% rewards on all purchases, so as long as you redeem your points wisely, you’re in the money.

We at NerdWallet ran the numbers and determined the value of different hotel loyalty points. This, combined with our compilation of the best hotel credit cards, will put you well on your way to earning free nights and continental breakfasts!

While you’re perusing, check out our list of the best travel credit cards to view some non-hotel options as well.