Best Cities for Renters in Southern California
Renters searching for a place to live in Los Angeles and Orange counties will find affordable options despite the challenge of finding housing in Southern California.
Unfortunately, it won’t pay to wait: By June 2016, average rent is projected to rise 8.6% in Orange County and 8.2% in Los Angeles County, according to a study by the University of Southern California Lusk Center for Real Estate. And vacancy rates will likely drop, which means renters will have to be prepared for a competitive market that doesn’t favor them.
Determine how much house you can
afford using our mortgage calculator.
Elsewhere in the state, the picture isn’t any better — the San Francisco Bay Area, the nation’s leader in rising rent, saw a 11% jump in average rent prices in 2014, according to the real estate website Zillow.
Even though California is one of the most expensive places for renters, people move to states with jobs, and in the past year, Los Angeles County added 8,000 new jobs in the motion picture and sound recording industries.
To find the best cities for renters in Southern California, NerdWallet considered a balance of availability, access to work and affordability, and found that several clusters of cities are worth considering. In Orange County, three neighboring cities — Irvine, Newport and Costa Mesa — all are in the top six of choices based on affordability versus buying and supply, with 44% of housing in these places occupied by renters.
In northeast Los Angeles County, Manhattan Beach, Redondo Beach and Hawthorne have rental vacancy rates at about 4.5%, the median rate for all cities analyzed. East of Los Angeles, South Pasadena, San Gabriel and Monrovia all have strong renter populations and slightly lower median rents than other cities.
Here’s a closer look at the factors we used to find the best places for renters:
- Are rental units available? Using 2013 U.S. Census Bureau data, we equally weighted the percent of renter-occupied housing and the median rental vacancy rate. A high percent of renters was weighted positively, while rental vacancy rates were weighed more positively when the rate was closest to the average. Deviation from the average in either direction lowered a city’s score.
- Are jobs nearby? Using data from the 2013 census, we equally weighted average commute times and median household incomes to determine if residents have access to nearby jobs. Shorter commute times and higher incomes tend to reflect the competitiveness of the local rental market.
- Is rent affordable based on each city’s median income? From the real estate website Zillow, we gathered averages for price-to-rent ratios, which is the median home price divided by a year’s worth of rental costs, and we also found median monthly rents from July to September 2014. Using the median rent and the 2013 census data for median household income, we calculated rent as a percentage of income for each area. We equally weighted the price-to-rent ratio and rent as a percentage of income, where a higher ratio and a lower percentage scored positively.
Want to know about future NerdWallet studies first? Click here to have updates sent to your inbox.
Get Your Free Credit Score Report
- Open more doors for your financial goals.
- Set your goals and track your progress.
- Signing up won't affect your score.
Our analysis revealed certain trends:
Vacancy rates are moderate. Half of the cities in the top 10 had rates at or above 4.9%, which is 0.4% above the state average.
Median rent isn’t affordable. Only one city in the top 10, Loma Linda, had a median rent that is less than 30% of residents’ median income, which NerdWallet recommends as a healthy goal for housing costs. However, only three cities in the top 20 had median rents above 40%.
Higher price-to-rent ratios helped. The average price-to-rent ratio of the top 20 cities is 19 — which means the median home price is 19 times the cost of renting a similar-size home. A ratio at or over 15 is an indicator of whether it’s better to rent than to buy.
NerdWallet crunched the data for 219 places — cities, towns and census-designated places — in Southern California. Only places with over 20,000 residents were analyzed. To see the final list, click here.
Best cities for renters in Southern California
1. Goleta
Goleta, the only Santa Barbara County city in our top 20, has a substantial renter population, with rental units making up 44.7% of total housing, which is likely because of the student population at the University of California, Santa Barbara. Here, residents don’t spend as much of their median income of $73,691 on housing — about 33.14% goes to rent, which is slightly lower than the median of other cities. The average commute time in Goleta is one of the shortest at 16.2 minutes.
2. Manhattan Beach
With a median household income of $139,259, Manhattan Beach residents live in one of the most affluent cities in Los Angeles County and Southern California. But even with a higher income, the price-to-rent ratio of 26.12 indicates that it’s better to rent than to buy a home here. And for those looking for housing, a vacancy rate of 4.7%, in the mid-range for all cities, also helps.
3. Loma Linda
Known for its Loma Linda University Medical Center, this city has middle-of-the-road costs to rent as well as more housing units for renters than for buyers. With about a sixth of the city’s population enrolled at the university, this explains why rental units make up 62.1% of housing in the city with a 4.9% vacancy rate.
4. Irvine
In this city, home of the University of California, Irvine, residents with the median income of $90,585 spend 31.5% of that income on rent, which is considered an affordable percentage to spend on housing. This affluent Los Angeles suburb has a large student population in a city where 50.2% of housing is renter occupied.
5. Newport Beach
Orange County’s coastal city of Newport Beach has a low vacancy rate of 3.3%, but the median rent is the second-most expensive in the top 10 at $3,242. Even with residents’ median income of $106,333, the price-to-rent ratio of 26.6. shows that it is better to rent here than to buy. The city connects residents with affordable rental housing opportunities through the Orange County Housing Authority’s housing choice voucher program.
6. Costa Mesa
This Orange County city ranked well for rental availability, with rental units making up nearly 60% of total housing, which is the second highest in the top 10. As well, the city’s vacancy rate is 5.7%, over 1% above the median for all cities analyzed in Southern California.
7. Redondo Beach
Located on the southern border of Los Angeles County, Redondo Beach has a moderate level of availability and affordability for renters. Although its rental vacancy rate of 4.2% is slightly lower than the state average, housing for renters makes up 47.3% of total homes. The median rent of $2,715 takes up 32% of residents’ median income, but Redondo Beach also has an affordable housing program to help residents.
8. Tustin
The most populous city in our top 10, Tustin has over 65,000 residents, and 49.4% of its housing units are renter occupied. Coupled with a middle-of-the-road vacancy rate, this Los Angeles suburb has a price-to-rent ratio that favors renting over buying a home.
9. Monrovia
Monrovia, in the foothills of the San Gabriel Mountains, is a growing city less than an hour’s drive from downtown Los Angeles. With the highest vacancy rate of our top 10 at 6.1%, Monrovia has slightly more available rental units than others and its housing is roughly split 50-50 between renters and homeowners.
10. San Gabriel
East of Los Angeles and below the mountain range named after the city, San Gabriel has the lowest median rent in our top 10 at $1,798, which is still a bit expensive relative to its median income of $56,388. The city has a vacancy rate of 4.9%, which is close to the median of the cities we analyzed.
Check out this interactive map of NerdWallet’s top 10 cities for renters in Southern California. Click on an icon to see each place’s overall score.
Top 20 best places for renters in Southern California
| City | Percent of housing occupied by renters | Rental vacancy rate | Median household income in 2013 | Average commute in minutes | Price-to-rent ratio from July to September 2014 | Median rent from July to September 2014 | Rent as a percentage of median household income | Score | |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Goleta | 44.7% | 4.5% | $73,691 | 16.2 | 24.25 | $2,035 | 33.14% | 71.17 |
| 2 | Manhattan Beach | 32.9% | 4.7% | $139,259 | 28.2 | 26.12 | $4,983 | 42.94% | 68.61 |
| 3 | Loma Linda | 62.1% | 4.9% | $54,720 | 19.2 | 15.74 | $1,322 | 29.00% | 68.25 |
| 4 | Irvine | 50.2% | 4.3% | $90,585 | 23.6 | 20.58 | $2,378 | 31.51% | 67.96 |
| 5 | Newport Beach | 44.6% | 3.3% | $106,333 | 23.3 | 26.66 | $3,242 | 36.58% | 67.93 |
| 6 | Costa Mesa | 59.7% | 5.7% | $65,830 | 21.9 | 19.05 | $1,966 | 35.84% | 66.34 |
| 7 | Redondo Beach | 47.3% | 4.2% | $99,496 | 28 | 20.47 | $2,715 | 32.75% | 65.44 |
| 8 | Tustin | 49.4% | 4.9% | $73,194 | 24 | 18.46 | $2,117 | 34.70% | 65.15 |
| 9 | Monrovia | 49.5% | 6.1% | $71,768 | 28.3 | 20.05 | $1,832 | 30.63% | 64.49 |
| 10 | San Gabriel | 50.3% | 4.9% | $56,388 | 28.1 | 21.85 | $1,798 | 38.27% | 64.40 |
| 11 | Hawthorne | 73.1% | 4.0% | $44,649 | 27.6 | 16.83 | $1,158 | 31.13% | 64.22 |
| 12 | Imperial Beach | 67.0% | 4.9% | $49,268 | 25.5 | 15.67 | $1,492 | 36.33% | 64.19 |
| 13 | South Pasadena | 53.2% | 2.3% | $85,058 | 28 | 24.35 | $1,933 | 27.28% | 63.98 |
| 14 | San Luis Obispo | 63.3% | 3.6% | $45,032 | 14.8 | 22.33 | $1,767 | 47.08% | 63.84 |
| 15 | Long Beach | 59.1% | 5.2% | $52,711 | 28.7 | 18.05 | $1,357 | 30.89% | 63.51 |
| 16 | Ladera Ranch | 30.4% | 4.0% | $124,047 | 29.7 | 19.42 | $2,683 | 25.96% | 62.91 |
| 17 | Twentynine Palms | 67.8% | 7.9% | $41,485 | 14.9 | 8.46 | $800 | 23.14% | 62.87 |
| 18 | Aliso Viejo | 38.8% | 5.1% | $99,394 | 25.4 | 16.90 | $2,433 | 29.38% | 62.59 |
| 19 | Beverly Hills | 58.1% | 4.6% | $86,141 | 24.2 | 23.48 | $4,483 | 62.46% | 62.29 |
| 20 | Lake Forest | 29.9% | 6.4% | $93,631 | 25.3 | 18.19 | $1,952 | 25.01% | 62.12 |
Methodology
The score for each place is from the following data:
1. Percentage of renter-occupied housing is 20% of the score. The figures are from the U.S. Census Bureau’s 2013 American Community Survey.
2. Median rental vacancy rate is 20% of the score. The figures are from the American Community Survey.
3. Median household incomes are 10% of the score, and are from the American Community Survey.
4. Average commute times are 10% of the score, and are from the American Community Survey.
5. Price-to-rent ratio is 20% of the score. The figures are from Zillow, which the real estate website aggregates from its historical listings.
6. Rent as a percentage of income is 20% of the score. This percentage is Zillow’s median rent averaged from July to September 2014 and the U.S. Census Bureau’s 2013 median household income. Rental housing included one- to five-bedroom homes, single-family residencies, condominiums and cooperative housing.
NerdWallet crunched the data for 219 places — cities, towns and census-designated places — in southern California, from San Luis Obispo on the Central Coast to the U.S.-Mexico border. Only places with over 20,000 residents were analyzed. The final list didn’t include 33 places that lacked median rent figures and six places that didn’t have median price-to-rent ratios. Although census data offer a detailed look at housing across southern California, the figures provide a limited picture of the current rental market.
Best cities for renters in Southern California (full data)
| City | Percent of housing occupied by renters | Rental vacancy rate | Median household income in 2013 | Average commute in minutes | Price-to-rent ratio from July through September 2014 | Median rent from July through September 2014 | Rent as a percentage of median household income | Score | |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Goleta | 44.7% | 4.5% | $73,691 | 16.2 | 24.25 | $2,035 | 33.14% | 71.17 |
| 2 | Manhattan Beach | 32.9% | 4.7% | $139,259 | 28.2 | 26.12 | $4,983 | 42.94% | 68.61 |
| 3 | Loma Linda | 62.1% | 4.9% | $54,720 | 19.2 | 15.74 | $1,322 | 29.00% | 68.25 |
| 4 | Irvine | 50.2% | 4.3% | $90,585 | 23.6 | 20.58 | $2,378 | 31.51% | 67.96 |
| 5 | Newport Beach | 44.6% | 3.3% | $106,333 | 23.3 | 26.66 | $3,242 | 36.58% | 67.93 |
| 6 | Costa Mesa | 59.7% | 5.7% | $65,830 | 21.9 | 19.05 | $1,966 | 35.84% | 66.34 |
| 7 | Redondo Beach | 47.3% | 4.2% | $99,496 | 28 | 20.47 | $2,715 | 32.75% | 65.44 |
| 8 | Tustin | 49.4% | 4.9% | $73,194 | 24 | 18.46 | $2,117 | 34.70% | 65.15 |
| 9 | Monrovia | 49.5% | 6.1% | $71,768 | 28.3 | 20.05 | $1,832 | 30.63% | 64.49 |
| 10 | San Gabriel | 50.3% | 4.9% | $56,388 | 28.1 | 21.85 | $1,798 | 38.27% | 64.40 |
| 11 | Hawthorne | 73.1% | 4.0% | $44,649 | 27.6 | 16.83 | $1,158 | 31.13% | 64.22 |
| 12 | Imperial Beach | 67.0% | 4.9% | $49,268 | 25.5 | 15.67 | $1,492 | 36.33% | 64.19 |
| 13 | South Pasadena | 53.2% | 2.3% | $85,058 | 28 | 24.35 | $1,933 | 27.28% | 63.98 |
| 14 | San Luis Obispo | 63.3% | 3.6% | $45,032 | 14.8 | 22.33 | $1,767 | 47.08% | 63.84 |
| 15 | Long Beach | 59.1% | 5.2% | $52,711 | 28.7 | 18.05 | $1,357 | 30.89% | 63.51 |
| 16 | Ladera Ranch | 30.4% | 4.0% | $124,047 | 29.7 | 19.42 | $2,683 | 25.96% | 62.91 |
| 17 | Twentynine Palms | 67.8% | 7.9% | $41,485 | 14.9 | 8.46 | $800 | 23.14% | 62.87 |
| 18 | Aliso Viejo | 38.8% | 5.1% | $99,394 | 25.4 | 16.90 | $2,433 | 29.38% | 62.59 |
| 19 | Beverly Hills | 58.1% | 4.6% | $86,141 | 24.2 | 23.48 | $4,483 | 62.46% | 62.29 |
| 20 | Lake Forest | 29.9% | 6.4% | $93,631 | 25.3 | 18.19 | $1,952 | 25.01% | 62.12 |
| 21 | Arcadia | 39.1% | 3.1% | $77,704 | 29.3 | 29.19 | $2,583 | 39.89% | 62.04 |
| 22 | Santa Barbara | 60.0% | 2.2% | $65,034 | 16.7 | 24.99 | $2,425 | 44.75% | 61.91 |
| 23 | Rancho Santa Margarita | 28.2% | 4.1% | $104,113 | 28 | 17.78 | $1,872 | 21.57% | 61.46 |
| 24 | Upland | 43.8% | 4.7% | $62,667 | 29.8 | 18.74 | $1,621 | 31.03% | 61.35 |
| 25 | La Mesa | 54.7% | 6.4% | $53,605 | 23.3 | 16.92 | $1,569 | 35.13% | 61.35 |
| 26 | San Diego | 52.1% | 4.4% | $64,058 | 22.5 | 17.71 | $2,098 | 39.31% | 61.23 |
| 27 | Culver City | 44.8% | 3.8% | $77,333 | 24.8 | 19.38 | $2,107 | 32.69% | 61.18 |
| 28 | Pasadena | 55.1% | 3.4% | $69,302 | 26.1 | 21.38 | $2,275 | 39.39% | 60.84 |
| 29 | Calabasas | 27.1% | 5.2% | $124,583 | 31.4 | 20.06 | $3,582 | 34.50% | 60.60 |
| 30 | San Clemente | 34.4% | 5.4% | $90,071 | 29.5 | 20.91 | $2,700 | 35.97% | 60.43 |
| 31 | El Cajon | 60.9% | 4.5% | $44,112 | 24 | 15.96 | $1,413 | 38.45% | 60.41 |
| 32 | Agoura Hills | 23.3% | 7.3% | $107,885 | 29.2 | 18.63 | $2,257 | 25.11% | 60.37 |
| 33 | Anaheim | 52.2% | 5.5% | $59,165 | 27 | 16.23 | $1,600 | 32.45% | 60.33 |
| 34 | Coronado | 51.8% | 4.1% | $91,103 | 19.8 | 24.11 | $4,917 | 64.76% | 60.26 |
| 35 | Redlands | 39.1% | 9.1% | $66,835 | 22.7 | 16.15 | $1,515 | 27.20% | 59.90 |
| 36 | Encinitas | 35.2% | 4.3% | $91,795 | 24.5 | 20.83 | $3,232 | 42.25% | 59.75 |
| 37 | Santa Monica | 72.6% | 3.6% | $73,649 | 26.2 | 20.91 | $3,567 | 58.11% | 59.73 |
| 38 | Alhambra | 59.3% | 3.8% | $54,148 | 29.3 | 20.01 | $1,793 | 39.74% | 59.66 |
| 39 | Lemoore | 45.9% | 4.9% | $53,711 | 23.9 | 12.20 | $1,163 | 25.99% | 59.54 |
| 40 | Glendale | 62.6% | 3.8% | $53,020 | 26.5 | 20.23 | $2,044 | 46.26% | 59.32 |
| 41 | Orange | 40.5% | 4.2% | $78,838 | 25.1 | 17.67 | $2,300 | 35.01% | 59.07 |
| 42 | Bellflower | 60.9% | 4.0% | $49,637 | 28.9 | 15.45 | $1,325 | 32.03% | 59.05 |
| 43 | Visalia | 40.5% | 6.5% | $52,899 | 19.9 | 12.18 | $923 | 20.95% | 58.98 |
| 44 | Fullerton | 45.6% | 6.3% | $67,384 | 28.1 | 17.53 | $1,982 | 35.29% | 58.86 |
| 45 | Mission Viejo | 21.6% | 4.4% | $96,210 | 26.6 | 18.35 | $2,248 | 28.04% | 58.71 |
| 46 | El Centro | 49.5% | 5.8% | $42,166 | 19 | 9.30 | $725 | 20.63% | 58.38 |
| 47 | Huntington Beach | 40.8% | 3.3% | $81,389 | 27.1 | 19.72 | $2,167 | 31.95% | 58.20 |
| 48 | Santee | 29.8% | 4.9% | $70,899 | 23.9 | 15.82 | $1,842 | 31.17% | 58.09 |
| 49 | National City | 67.3% | 6.8% | $37,933 | 24.6 | 14.44 | $1,333 | 42.18% | 58.02 |
| 50 | Laguna Beach | 38.8% | 6.4% | $94,325 | 26.9 | 26.34 | $4,983 | 63.40% | 58.02 |
| 51 | Yorba Linda | 16.0% | 4.4% | $112,259 | 30.7 | 19.77 | $2,767 | 29.57% | 57.95 |
| 52 | Hanford | 43.7% | 6.7% | $52,614 | 20.3 | 11.80 | $1,092 | 24.90% | 57.89 |
| 53 | Lakewood | 29.6% | 5.5% | $77,786 | 27.7 | 17.24 | $1,832 | 28.26% | 57.81 |
| 54 | Claremont | 33.9% | 3.2% | $87,324 | 27.4 | 20.72 | $2,217 | 30.46% | 57.77 |
| 55 | West Hollywood | 78.6% | 4.4% | $52,649 | 25.1 | 17.69 | $2,817 | 64.21% | 57.76 |
| 56 | Torrance | 43.6% | 3.1% | $77,061 | 25.8 | 20.34 | $2,265 | 35.27% | 57.66 |
| 57 | Whittier | 42.9% | 3.8% | $68,522 | 29.8 | 16.69 | $1,533 | 26.85% | 57.60 |
| 58 | Camarillo | 30.4% | 3.5% | $86,287 | 22.3 | 17.24 | $1,940 | 26.98% | 57.58 |
| 59 | Bakersfield | 42.2% | 5.7% | $56,204 | 22.9 | 11.85 | $1,113 | 23.77% | 57.53 |
| 60 | Diamond Bar | 19.4% | 6.1% | $88,422 | 33.9 | 21.26 | $2,067 | 28.05% | 57.51 |
| 61 | Brea | 37.1% | 3.5% | $79,124 | 29.7 | 18.35 | $1,742 | 26.41% | 57.51 |
| 62 | Blythe | 45.1% | 7.8% | $46,856 | 14.8 | 8.46 | $840 | 21.51% | 57.49 |
| 63 | Brawley | 45.2% | 5.7% | $41,784 | 19.1 | 8.48 | $610 | 17.52% | 57.43 |
| 64 | Westminster | 46.2% | 4.9% | $52,633 | 26.8 | 17.76 | $1,915 | 43.66% | 57.42 |
| 65 | Covina | 41.5% | 4.3% | $66,726 | 31.4 | 16.86 | $1,698 | 30.54% | 57.28 |
| 66 | Gardena | 51.4% | 4.2% | $48,251 | 26.2 | 15.24 | $1,342 | 33.37% | 57.26 |
| 67 | Vista | 50.8% | 5.5% | $47,346 | 23.9 | 16.22 | $1,580 | 40.04% | 57.15 |
| 68 | Laguna Hills | 27.3% | 13.5% | $90,704 | 26 | 18.25 | $2,417 | 31.97% | 56.95 |
| 69 | Lawndale | 66.2% | 3.3% | $47,769 | 24.1 | 15.82 | $1,583 | 39.77% | 56.84 |
| 70 | Burbank | 57.6% | 2.4% | $66,240 | 24.8 | 19.48 | $2,060 | 37.32% | 56.67 |
| 71 | Chino Hills | 20.4% | 4.2% | $96,497 | 37.1 | 20.91 | $2,200 | 27.36% | 56.61 |
| 72 | Walnut | 12.8% | 12.0% | $101,250 | 35.1 | 23.39 | $2,533 | 30.02% | 56.52 |
| 73 | Oildale | 56.8% | 5.8% | $33,305 | 22.5 | 9.64 | $750 | 27.02% | 56.42 |
| 74 | Altadena | 28.3% | 3.5% | $82,895 | 27.5 | 21.00 | $2,250 | 32.57% | 56.41 |
| 75 | El Monte | 59.7% | 5.7% | $39,535 | 30.3 | 16.63 | $1,382 | 41.94% | 56.39 |
| 76 | Montebello | 52.9% | 7.3% | $47,488 | 33.6 | 16.22 | $1,325 | 33.48% | 56.39 |
| 77 | Escondido | 49.7% | 5.1% | $49,362 | 25.8 | 15.38 | $1,563 | 37.99% | 56.37 |
| 78 | Thousand Oaks | 28.0% | 3.1% | $100,476 | 24.3 | 18.46 | $2,465 | 29.44% | 56.18 |
| 79 | Ramona | 40.3% | 4.6% | $64,882 | 30.3 | 16.00 | $1,857 | 34.34% | 56.12 |
| 80 | Los Angeles | 62.4% | 4.7% | $49,497 | 29.2 | 17.25 | $2,226 | 53.97% | 55.89 |
| 81 | Ontario | 43.5% | 6.2% | $54,249 | 28.4 | 15.62 | $1,505 | 33.29% | 55.85 |
| 82 | Temecula | 33.9% | 5.5% | $78,356 | 33.7 | 16.27 | $1,913 | 29.30% | 55.66 |
| 83 | Santa Paula | 42.9% | 8.7% | $53,496 | 25.9 | 14.45 | $1,390 | 31.18% | 55.63 |
| 84 | Garden Grove | 44.2% | 3.7% | $59,648 | 26.4 | 16.24 | $1,611 | 32.40% | 55.50 |
| 85 | Porterville | 42.4% | 7.8% | $41,905 | 21.1 | 11.05 | $858 | 24.58% | 55.42 |
| 86 | Santa Ana | 54.0% | 3.7% | $53,335 | 24.9 | 15.21 | $1,667 | 37.50% | 55.40 |
| 87 | Fountain Valley | 29.0% | 2.8% | $80,870 | 25 | 19.32 | $1,745 | 25.89% | 55.34 |
| 88 | Santa Clarita | 30.3% | 4.4% | $82,607 | 32.2 | 15.56 | $1,923 | 27.94% | 55.33 |
| 89 | Chula Vista | 41.3% | 4.3% | $64,801 | 26.8 | 15.80 | $1,992 | 36.88% | 55.32 |
| 90 | Lomita | 56.8% | 1.7% | $60,398 | 26 | 19.38 | $1,508 | 29.97% | 55.28 |
| 91 | Tulare | 39.6% | 5.6% | $45,485 | 19.6 | 10.97 | $998 | 26.34% | 55.20 |
| 92 | Carlsbad | 35.7% | 3.5% | $83,908 | 28.3 | 19.35 | $2,588 | 37.02% | 55.14 |
| 93 | Azusa | 49.2% | 5.4% | $52,001 | 28.4 | 15.67 | $1,731 | 39.95% | 55.06 |
| 94 | Riverside | 43.7% | 7.3% | $55,636 | 28.5 | 14.78 | $1,537 | 33.14% | 55.03 |
| 95 | Barstow | 48.5% | 10.8% | $42,354 | 24.3 | 8.60 | $707 | 20.02% | 54.79 |
| 96 | Oceanside | 42.9% | 5.2% | $58,153 | 27.5 | 15.92 | $1,915 | 39.51% | 54.57 |
| 97 | San Juan Capistrano | 26.0% | 5.1% | $75,600 | 24.1 | 18.79 | $2,632 | 41.77% | 54.48 |
| 98 | Duarte | 35.2% | 5.7% | $62,250 | 28.4 | 17.83 | $2,015 | 38.84% | 54.41 |
| 99 | Lemon Grove | 47.6% | 3.8% | $51,496 | 25.7 | 14.98 | $1,497 | 34.88% | 54.25 |
| 100 | Laguna Niguel | 27.1% | 3.0% | $99,771 | 28.5 | 19.53 | $2,632 | 31.65% | 54.20 |
| 101 | Rancho Palos Verdes | 17.8% | 2.8% | $118,893 | 32.2 | 23.79 | $3,433 | 34.65% | 54.20 |
| 102 | Rosemead | 51.7% | 3.6% | $45,760 | 27.8 | 19.08 | $1,675 | 43.92% | 54.01 |
| 103 | Corona | 32.7% | 6.2% | $77,123 | 35.2 | 16.99 | $2,122 | 33.01% | 53.88 |
| 104 | Pomona | 46.4% | 5.7% | $49,474 | 29.1 | 14.41 | $1,500 | 36.38% | 53.80 |
| 105 | Yucca Valley | 40.6% | 8.0% | $41,804 | 25.4 | 11.01 | $816 | 23.43% | 53.72 |
| 106 | Glendora | 30.3% | 3.7% | $74,615 | 31.5 | 18.46 | $1,932 | 31.07% | 53.71 |
| 107 | La Puente | 43.7% | 4.7% | $53,794 | 31.3 | 15.62 | $1,800 | 40.15% | 53.64 |
| 108 | Murrieta | 30.8% | 5.7% | $74,496 | 34.7 | 15.47 | $1,790 | 28.83% | 53.43 |
| 109 | Chino | 29.6% | 7.0% | $71,466 | 33.7 | 17.07 | $1,893 | 31.78% | 53.37 |
| 110 | Lakeside | 27.4% | 11.8% | $57,439 | 26.5 | 16.08 | $1,367 | 28.55% | 53.24 |
| 111 | Huntington Park | 73.2% | 2.1% | $36,397 | 29.9 | 14.08 | $905 | 29.84% | 52.94 |
| 112 | Pico Rivera | 31.6% | 4.6% | $57,550 | 29.1 | 15.16 | $1,600 | 33.36% | 52.92 |
| 113 | Fallbrook | 42.7% | 4.0% | $55,396 | 27.2 | 17.28 | $1,967 | 42.60% | 52.86 |
| 114 | Downey | 49.5% | 2.5% | $60,939 | 27.7 | 16.59 | $1,565 | 30.82% | 52.82 |
| 115 | Placentia | 32.8% | 2.6% | $78,233 | 27.5 | 17.72 | $1,725 | 26.46% | 52.76 |
| 116 | Norwalk | 34.9% | 4.3% | $60,770 | 28.2 | 15.07 | $1,765 | 34.85% | 52.66 |
| 117 | Rancho Cucamonga | 35.7% | 2.8% | $77,835 | 30.4 | 17.49 | $1,817 | 28.01% | 52.55 |
| 118 | Apple Valley | 30.9% | 8.6% | $48,432 | 29.2 | 12.98 | $892 | 22.09% | 52.47 |
| 119 | Hacienda Heights | 21.2% | 7.2% | $76,839 | 35.2 | 19.96 | $2,258 | 35.27% | 52.39 |
| 120 | South Whittier | 36.2% | 3.6% | $64,029 | 28.2 | 16.03 | $1,733 | 32.49% | 52.33 |
| 121 | San Bernardino | 50.6% | 8.7% | $38,385 | 27 | 12.36 | $1,163 | 36.37% | 52.15 |
| 122 | Highland | 36.3% | 11.1% | $54,433 | 24.5 | 13.76 | $1,557 | 34.33% | 52.01 |
| 123 | Oxnard | 45.1% | 3.3% | $60,784 | 23.1 | 14.99 | $1,950 | 38.50% | 51.99 |
| 124 | Baldwin Park | 39.6% | 4.5% | $51,153 | 31.4 | 15.53 | $1,633 | 38.32% | 51.97 |
| 125 | Buena Park | 43.9% | 3.1% | $66,371 | 29.2 | 16.27 | $1,917 | 34.65% | 51.86 |
| 126 | Rowland Heights | 32.7% | 5.9% | $62,631 | 33.3 | 19.93 | $2,333 | 44.71% | 51.84 |
| 127 | Montclair | 38.8% | 8.0% | $50,220 | 30.9 | 15.71 | $1,531 | 36.58% | 51.77 |
| 128 | West Covina | 35.8% | 3.4% | $67,088 | 33.2 | 17.36 | $1,767 | 31.60% | 51.55 |
| 129 | La Habra | 44.7% | 2.7% | $61,702 | 27.7 | 16.03 | $1,642 | 31.93% | 51.36 |
| 130 | Yucaipa | 26.5% | 7.4% | $57,674 | 28.2 | 14.86 | $1,500 | 31.20% | 51.14 |
| 131 | Poway | 24.7% | 2.3% | $93,856 | 24 | 19.23 | $2,548 | 32.58% | 51.13 |
| 132 | Fontana | 31.9% | 5.2% | $64,354 | 32.1 | 14.57 | $1,822 | 33.97% | 51.08 |
| 133 | Moreno Valley | 38.5% | 5.2% | $54,918 | 34.2 | 13.30 | $1,450 | 31.68% | 50.98 |
| 134 | Cypress | 31.2% | 2.9% | $78,364 | 28.9 | 17.87 | $2,160 | 33.08% | 50.74 |
| 135 | Westmont | 68.2% | 5.4% | $30,654 | 34.6 | 13.06 | $1,240 | 48.54% | 50.71 |
| 136 | Victorville | 40.1% | 6.7% | $50,034 | 35.6 | 12.46 | $1,187 | 28.46% | 50.57 |
| 137 | Paramount | 59.1% | 2.7% | $44,934 | 26.7 | 14.03 | $1,392 | 37.17% | 50.46 |
| 138 | Moorpark | 23.5% | 2.3% | $96,779 | 25 | 17.59 | $2,332 | 28.91% | 50.46 |
| 139 | Compton | 46.4% | 4.1% | $42,953 | 27.6 | 12.34 | $1,315 | 36.74% | 50.42 |
| 140 | West Carson | 24.2% | 5.5% | $63,948 | 28 | 15.01 | $1,917 | 35.97% | 49.91 |
| 141 | Inglewood | 64.4% | 2.1% | $43,394 | 28.5 | 14.47 | $1,290 | 35.67% | 49.79 |
| 142 | Cathedral City | 37.4% | 6.9% | $44,406 | 20.4 | 12.32 | $1,532 | 41.39% | 49.72 |
| 143 | North Tustin | 9.0% | 1.7% | $122,662 | 23.3 | 22.94 | $3,700 | 36.20% | 49.39 |
| 144 | Colton | 48.2% | 9.6% | $39,604 | 27.3 | 12.54 | $1,400 | 42.42% | 49.25 |
| 145 | Beaumont | 22.9% | 6.5% | $69,302 | 32 | 13.06 | $1,683 | 29.15% | 49.03 |
| 146 | Lynwood | 53.9% | 3.2% | $40,740 | 28.4 | 12.96 | $1,255 | 36.97% | 49.02 |
| 147 | Hesperia | 36.1% | 5.4% | $44,158 | 37.1 | 13.03 | $1,100 | 29.89% | 48.63 |
| 148 | Dana Point | 42.0% | 2.0% | $80,133 | 28.2 | 20.12 | $2,997 | 44.88% | 48.53 |
| 149 | San Dimas | 27.2% | 2.6% | $78,685 | 32.6 | 18.53 | $2,035 | 31.04% | 48.51 |
| 150 | Desert Hot Springs | 54.5% | 12.3% | $32,473 | 32.9 | 10.09 | $935 | 34.55% | 48.41 |
| 151 | Rialto | 37.5% | 9.0% | $49,593 | 32.3 | 13.87 | $1,567 | 37.91% | 48.39 |
| 152 | San Marcos | 39.8% | 3.7% | $53,657 | 24.7 | 16.45 | $2,197 | 49.13% | 48.37 |
| 153 | Palm Springs | 42.6% | 11.0% | $45,198 | 21.6 | 12.73 | $1,782 | 47.30% | 48.29 |
| 154 | Monterey Park | 45.5% | 1.8% | $56,014 | 28.8 | 19.50 | $1,767 | 37.85% | 48.28 |
| 155 | Port Hueneme | 54.8% | 2.2% | $52,720 | 24 | 13.66 | $1,667 | 37.94% | 48.26 |
| 156 | South Gate | 52.4% | 3.2% | $42,776 | 29 | 13.86 | $1,438 | 40.35% | 48.19 |
| 157 | Cerritos | 19.7% | 2.3% | $89,594 | 30.8 | 20.87 | $2,517 | 33.71% | 48.08 |
| 158 | Banning | 32.0% | 5.6% | $38,825 | 23.9 | 11.76 | $1,183 | 36.56% | 47.91 |
| 159 | Lake Elsinore | 33.1% | 7.9% | $61,472 | 43.2 | 13.59 | $1,497 | 29.22% | 47.50 |
| 160 | Seal Beach | 26.3% | 6.4% | $51,242 | 28.8 | 21.25 | $2,412 | 56.49% | 47.41 |
| 161 | Temple City | 34.8% | 1.5% | $66,075 | 29.6 | 22.30 | $2,100 | 38.14% | 47.25 |
| 162 | La Crescenta-Montrose | 37.5% | 0.0% | $89,375 | 28.5 | 22.12 | $2,300 | 30.88% | 47.07 |
| 163 | Stanton | 51.2% | 2.2% | $47,923 | 28 | 15.32 | $1,523 | 38.14% | 46.91 |
| 164 | East Los Angeles | 65.8% | 2.2% | $37,982 | 29 | 14.42 | $1,432 | 45.24% | 46.38 |
| 165 | La Verne | 25.9% | 1.3% | $77,040 | 29.3 | 19.08 | $1,736 | 27.05% | 45.96 |
| 166 | Simi Valley | 26.3% | 2.0% | $87,269 | 28.4 | 16.24 | $2,267 | 31.17% | 45.87 |
| 167 | Wildomar | 25.4% | 3.8% | $60,924 | 35.1 | 14.71 | $1,675 | 32.99% | 45.85 |
| 168 | West Whittier-Los Nietos | 27.1% | 10.5% | $60,246 | 30 | 15.57 | $2,300 | 45.81% | 45.64 |
| 169 | Coachella | 35.5% | 4.3% | $40,965 | 21.5 | 10.16 | $1,475 | 43.21% | 45.57 |
| 170 | Indio | 36.6% | 7.2% | $50,068 | 22.9 | 11.03 | $1,990 | 47.70% | 45.53 |
| 171 | Hemet | 40.8% | 8.5% | $32,774 | 30.9 | 11.91 | $1,133 | 41.50% | 45.18 |
| 172 | San Jacinto | 30.8% | 10.9% | $46,769 | 35.9 | 11.97 | $1,256 | 32.24% | 44.80 |
| 173 | Florence-Graham | 64.3% | 2.5% | $35,543 | 31 | 12.12 | $1,300 | 43.89% | 44.48 |
| 174 | La Mirada | 22.3% | 2.1% | $81,961 | 29.3 | 16.69 | $2,215 | 32.43% | 44.29 |
| 175 | Menifee | 23.5% | 7.2% | $54,903 | 38 | 14.51 | $1,700 | 37.16% | 44.10 |
| 176 | Perris | 35.9% | 3.2% | $48,311 | 37 | 12.67 | $1,482 | 36.80% | 41.29 |
| 177 | Carson | 24.3% | 1.2% | $72,235 | 26.4 | 15.26 | $1,998 | 33.20% | 39.75 |
| 178 | La Quinta | 28.0% | 10.2% | $67,723 | 23.8 | 11.87 | $3,767 | 66.74% | 37.62 |
| 179 | Norco | 21.1% | 0.0% | $85,020 | 35.5 | 18.32 | $2,163 | 30.53% | 35.96 |
| 180 | Palm Desert | 35.4% | 13.1% | $51,188 | 19.8 | 10.66 | $3,083 | 72.28% | 35.86 |
Newport Beach, California, image via iStock.
NerdWallet is a personal finance website dedicated to helping the consumer first. For more information, see our home page.
Credit score simulator
Your new score:
