NerdWallet Compare, Inc. Licenses and Disclosures
Last Updated 8/1/17
Licenses and Disclosures
NerdWallet Compare, Inc. (“we” or “us”) is a Delaware corporation with its principal place of business located at 875 Stevenson Street, 5th Floor, San Francisco, California 94103. We provide information and tools related to loans and mortgages, and are currently accessible online at www.nerdwallet.com and through our mobile app (the “Sites”).
The mortgage rate quotes displayed on the Sites are provided by LendingTree LoanExplorer℠. LendingTree, LLC, is a Marketing Lead Generator and duly licensed Mortgage Broker, with its main office located at 11115 Rushmore Drive, Charlotte, North Carolina 28277, NMLS Unique Identifier #1136. Loan pricing data, rates, and fees may be provided by third-party data providers including, but not limited to, Mortech®, a registered trademark of Zillow®; LoanXEngine, a product of Mortgage Builder Software, Inc.; and LoanTek, Inc.
Alaska Mortgage Broker/Lender License #AK1617539
California Bureau of Real Estate, License #02039086
1651 Exposition Blvd., Sacramento, California 95815. Call Center: 877-373-4542
Colorado Mortgage Company Registration, NMLS ID #1617539, Ph: 415-549-8913, Regulated by the Colorado Division of Real Estate
Florida Mortgage Broker License #MBR2372
NerdWallet Compare, Inc. does not originate mortgage loans or commitments. NerdWallet Compare, Inc. does not guarantee acceptance into any particular loan program by any participating lender, or promise any specific loan terms or conditions. If you apply for a loan request with our participating lenders, you may receive from such lenders a Loan Estimate of the credit report fee, property appraisal fee, or any other third-party fees required in connection with your loan. The documentation you receive will include the terms and conditions for obtaining a refund for said fees.
YOU ARE NOT REQUIRED TO PURCHASE ADDITIONAL PRODUCTS OR SERVICES FROM NERDWALLET COMPARE, INC. OR FROM ANY PERSON OR ENTITY SUGGESTED OR RECOMMENDED BY NERDWALLET COMPARE, INC. HOWEVER, NERDWALLET COMPARE, INC. RESERVES THE RIGHT TO APPROVE THE ENTITY SELECTED BY YOU, WHICH APPROVAL MAY NOT BE UNREASONABLY WITHHELD.
Indiana SOS Loan Broker License #1617539
Michigan 1st Mortgage Broker License No. FL0021059
Michigan 2nd Mortgage Broker License No. SR0021060
Montana Mortgage Broker License #1617539
Oklahoma Mortgage Broker License #MB011455
Oregon Mortgage Lending License #ML-5600
South Dakota Foreign Corporation Entity #FB133700
South Dakota Mortgage Brokerage License #MB.00051
Texas SML Mortgage Company License #1617539; NerdWallet Compare, Inc., 805 Country Club Drive, Heath, Texas 75032
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT-OF-POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
Wyoming Mortgage Broker License #3063
NerdWallet Compare, Inc. provides mortgage services at no cost to you. NerdWallet Compare, Inc. will not charge or seek fees of any kind from you. This agreement remains in effect only as long as you seek to use the services offered by NerdWallet Compare, Inc.; you may discontinue this relationship at any time, without notice, at no cost or penalty to you. This agreement does not create an exclusive relationship.
NerdWallet Compare does not take mortgage applications, originate, service, or make credit decisions in connection with loans, nor does it issue commitments or lock-in agreements. NerdWallet Compare, Inc. will forward the information you provide to participating lenders. The lender will then conduct a preliminary review to determine your loan qualifications based on its guidelines and will contact you regarding its loan products and offers. NerdWallet Compare, Inc. does not distribute the products of all lenders in the market and does not guarantee that the loan terms or rates offered and made available by lenders are the best terms or lowest rates available in the market.
NerdWallet Compare, Inc. is paid an advertising fee by lenders for the goods, facilities, and services provided by NerdWallet Compare, Inc.
PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.