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Who Can Benefit Most from the Alaska Airlines Visa Business Credit Card?

Feb. 28, 2020
Airline Credit Cards, Travel, Travel Credit Cards
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  • Alaska Airlines Visa® Business credit card
  • United℠ Business Card
  • CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

As a result, offers described on this page may be out of date. See our best credit cards page for updated offers.

The Alaska Airlines Visa® Business credit card flies under the radar compared to most other business cards. The only flashy perk it has is the Famous Companion Fare, and it doesn’t have a massive welcome bonus. However, the card has many practical benefits that make it worth applying for. Here’s a rundown of who benefits the most from the Alaska Airlines Visa® Business credit card.

» Learn more: Alaska Airlines touts its Visa Business credit card

Small business owners

If you’re a small business owner looking for a business credit card, the Alaska Airlines Visa® Business credit card might be a good fit. For starters, it’s the only business card that earns Alaska miles, a valuable airline mile currency.

» Learn more: Find out how much your airline miles and hotel points worth

Additionally, small business owners can add employee cards for a $25 annual fee per card, and can also set individual spending limits.

Those looking to top off their Alaska MileagePlan balance

Alaska MileagePlan doesn’t have transfer partners like some other airlines have. So the easiest way to give your MileagePlan balance a big boost is through a credit card welcome bonus. The Alaska Airlines Visa® Business credit card is currently offering the following bonus: 40,000 Bonus Miles + Alaska's Famous Companion Fare™ Offer: Get 40,000 bonus miles plus Alaska's Famous Campanion Fare from $121 ($99 fare plus taxes and fees from just $22) with this offer. To qualify, make purchases of $2,000 or more within the first 90 days of opening your account.

Once you’ve banked those points, it’s easier to earn additional Alaska miles via credit card spending, shopping online, dining out and more. The card earns 3 miles per $1 spent on Alaska purchases and 1 mile per $1 on everything else.

Alaska travelers who don’t travel enough to earn elite status

If you’re someone who flies Alaska frequently but not enough to earn elite status, theAlaska Airlines Visa® Business credit card could really come in handy. Cardholders receive a free checked bag for up to six other travelers on the same reservation, plus 20% off in-flight food, beverage and Wi-Fi purchases.

Lounge lovers

If you enjoy the comforts of airport lounges but have no other credit cards that provide access, the Alaska Airlines Visa® Business credit card can solve this conundrum. Cardholders receive 50% off Alaska Lounge day passes when paying with this card — or $25 per day pass. Considering a day pass normally costs $50, you can offset the annual fee on the Alaska Airlines Visa® Business credit card after just two day pass purchases.

» Learn more: 6 things to know about Alaska Airlines lounges

Those looking for a card with a reasonable annual fee

If you’re looking for a business credit card with a reasonable annual fee, the Alaska Airlines Visa® Business credit card might be a good fit at $50 for the company and $25 per card per year. That’s less than other airline business credit cards like the United℠ Business Card (which has an annual fee of $0 intro for the first year, then $99) and the CitiBusiness® / AAdvantage® Platinum Select® Mastercard® (which has an annual fee of $0 intro for the first year, then $99).

Those looking for tons of travel opportunities

If you’re looking for a rewards card that offers lots of travel opportunities, the Alaska Airlines Visa® Business credit card has you covered. Alaska MileagePlan has 18 airline partners you can redeem miles with, many of them online. They include the following carriers:

  • Aer Lingus.
  • American Airlines.
  • British Airways.
  • Cathay Pacific.
  • Condor.
  • El Al Israel Airlines.
  • Emirates.
  • Fiji Airways.
  • Finnair.
  • Hainan Airlines.
  • Icelandair.
  • Japan Airlines.
  • Korean Air.
  • LATAM Airlines.
  • PenAir.
  • Qantas.
  • Ravn Alaska.
  • Singapore Airlines.

That opens up over 800 destinations worldwide you can travel to with your miles. While airlines like Delta and United have eliminated award charts, Alaska Airlines still publishes one. That’s incredibly useful in helping you plan your travel in advance by knowing exactly how many miles you will need.

» Learn more: Guide to Alaska Airlines partners: Earning, redeeming, elite perks

The bottom line

The Alaska Airlines Visa® Business credit card is a great card for small business owners looking for generous rewards and useful travel perks at a low annual fee. At $50 per year, it doesn’t take much to offset this annual fee. Take advantage of the free checked bag benefit or put the Famous Companion Fare to use, and you’re all set.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2020, including those best for:

Planning a trip? Check out these articles for more inspiration and advice:
Alaska Airlines Mileage Plan: Your complete guide
Is the Alaska Airlines Visa Card worth its annual fee?
Find the best airline credit card for you

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