
Advantages and Disadvantages of a Business Bank Loan
Bank loans offer low interest rates and competitive terms, but you'll need to meet strict requirements to qualify.

Bank loans offer low interest rates and competitive terms, but you'll need to meet strict requirements to qualify.

Business loan terms determine how long you’ll repay borrowed funds and how much those payments will cost you over time.

Equipment leasing often makes sense when you can’t afford the upfront costs of purchasing or need the equipment for a limited time only.

Fidelity bonds, also called employee dishonesty insurance, protect business owners in case of employee theft.

You’ll need good credit, relevant experience and a down payment to get a loan to buy a business.

AR financing can help you access cash tied up in unpaid invoices. Funding is often fast, but APRs are typically much higher compared with traditional financing options.

Although requirements vary, you'll typically need to provide some form of collateral to get an SBA loan.

Self-employed business owners with strong, well-documented cash flow tend to have the best chance at qualifying for an SBA loan.

These factoring companies for trucking can fund quickly, offer fuel discounts and provide some hints at pricing.

April 15 isn’t the only small-business tax deadline. Here are the others to mark on your calendar.