
SBA Loans vs. Conventional Bank Loans: How to Choose
If you have strong cash flow and good credit but you’re not able to qualify for a traditional bank loan, then consider an SBA loan.

If you have strong cash flow and good credit but you’re not able to qualify for a traditional bank loan, then consider an SBA loan.

Preparing your financial documents ahead of time and choosing an experienced lender can help the SBA loan process move more quickly.

Here's how to complete Form 8832 so you can tell the IRS how to classify your business for tax purposes.

You can get the form online or by calling the IRS for a copy. Many lenders require IRS Form SS-4 for underwriting.

Compare partnerships and corporations across liability, taxes, ownership structure and management requirements.

Sole proprietorships are the simplest business entity — their taxes are pretty straightforward too.

A well-written business plan can help strengthen your loan application by showing lenders how your business will make money and repay the loan.

Ramp’s expense management platform leverages automation and integration to save your business time and money. Cash-back rewards are just the cherry on top.

For small to midsize nonprofit nonprofits, QuickBooks is a good option.

Our top picks have competitive and transparent pricing, accept a variety of payment types and commonly offer point-of-sale systems. Consider your business's industry and sales volume to make your choice.