Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

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Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

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Card details

  • Earn 20% Extra Points - Use your Card 20 or more times on purchases in a billing period and get 20% more points on those purchases less returns and credits.

  • 2X Points at U.S. supermarkets on up to $6,000 per year in purchases (then 1X).

  • Earn 10,000 Membership Rewards® Points after you spend $1,000 in qualifying purchases on the Card within your first 3 months of Card Membership.

  • 0% intro APR on purchases for 15 months, then a variable APR, 12.99% to 23.99%.

  • No Annual Fee.

  • Terms Apply.

  • Information about the Amex EveryDay® Credit Card has been collected independently by NerdWallet and has not been provided or reviewed by the issuer of this card.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn 10,000 Membership Rewards® Points after you use your new Card to make $1,000 in purchases in your first 3 months. Terms Apply.

  • Intro APR

    0% Intro on Purchases for 15 months

  • Ongoing APR

    APR: 12.99% - 23.99% Variable APR

    Penalty APR: 29.24%, Variable

    Cash Advance APR: 25.24%, Variable

  • Foreign transaction fee

    2.7% of each transaction after conversion to US dollars.

Recommended credit score

Compare to other cards

American Express Amex EveryDay Credit Card

Amex EveryDay® Credit Card

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0

Regular APR

12.99% - 23.99% Variable APR

Rates & Fees

Regular APR

15.99% - 22.99% Variable APR

Regular APR

12.99% - 22.99% Variable APR

Intro APR

0% Intro on Purchases for 15 months

Intro APR

N/A

Intro APR

0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Melissa Lambarena

Rating details

3.4

Editor's overall rating

Pros and cons

Pros
  • Decent rewards rate

  • No annual fee

Cons
  • Foreign transaction fee

  • Longer 0% intro APRs available elsewhere

  • Higher rewards available elsewhere

"Everyday" can be a synonym for "ordinary" or "run-of-the-mill," and that description applies to the Amex EveryDay® Credit Card. Its a pretty basic rewards card whose most noteworthy features are the rewards boost it gives you for using it frequently and the fact that it is the only $0-annual-fee consumer American Express card to give out travel-friendly Membership Rewards points.

For a time, the Amex EveryDay® Credit Card was also offering superior balance-transfer benefits, including a $0 transfer fee, but those went away in 2020 as the credit card industry as a whole pivoted away from generous balance-transfer terms.

For more information, check out our full review of this card.