American Express Blue Business Cash™ Card
on American Express's website
American Express Blue Business Cash™ Card
American Express is a NerdWallet Partner
Card details
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power.
Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express and other factors.
0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening.
No Annual Fee
Terms Apply
Rates, fees & offers
Annual fee
$0
Rewards rate
1%-2%
Bonus offer
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. Terms Apply.
Intro APR
0% intro APR on purchases for 12 months from the date of account opening
Ongoing APR
APR: 13.24% - 19.24% Variable APR
Penalty APR: 29.24%, Variable
Foreign transaction fee
2.7% of each transaction after conversion to US dollars.
Recommended credit score
Compare to other cards
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR15.99% - 22.99% Variable APR | ||
Intro APR0% intro APR on purchases for 12 months from the date of account opening | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
4.7
Editor's overall rating
Pros and cons
Pros
High rewards rate
No annual fee
Cons
Annual spending cap
The American Express Blue Business Cash™ Card is an uncomplicated card that earns simple cash back on your business spending,
The $0-annual-fee card offers a high ongoing rewards rate of 2% cash back up to the first $50,000 in a calendar year (then 1%). You'll also get somewhat flexible credit limits, ideal if your monthly expenses tend to fluctuate. Terms apply.
But big spenders or those who spend heavily in specific areas may be able to get more value out of other cards.
For more information, see our full review of the card.
