Delta SkyMiles® Reserve American Express Card

Delta SkyMiles® Reserve American Express Card

Delta SkyMiles® Reserve American Express Card

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Delta SkyMiles® Reserve American Express Card

Delta SkyMiles® Reserve American Express Card

Card details

  • Earn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.

  • NEW! With Status Boost™, earn 15,000 MQMs after you spend $30,000 in purchases on your Card in a calendar year, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.

  • NEW! Fee Credit for Global Entry or TSA Pre✓®.

  • Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.

  • NEW! Earn 3X Miles on Delta purchases.

  • Earn 1X Mile on all other eligible purchases.

  • Complimentary access into the Delta SkyClubs® for you when travelling on a Delta flight.

  • NEW! Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.

  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.

  • No Foreign Transaction Fees.

  • $550  annual fee.

  • Terms Apply.

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $550

  • Rewards rate

    1x-3x

  • Bonus offer

    Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Terms Apply.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.74% - 24.74% Variable APR

    Penalty APR: 29.24%, Variable

    Cash Advance APR: 25.24%, Variable

  • Balance transfer fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

American Express Delta Reserve Credit Card

Delta SkyMiles® Reserve American Express Card

Annual Fee

$550

Annual Fee

$0

Annual Fee

$0

Regular APR

15.74% - 24.74% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Regular APR

22.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

0% on Balance Transfers for 18 months

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Claire Tsosie

Rating details

5

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • No foreign transaction fee

Cons
  • Has annual fee

The Delta SkyMiles® Reserve American Express Card, which comes with an annual fee of $550, is an excellent choice for those who can consistently maximize the card's generous companion certificate benefit. This valuable certificate, which renews every year, can potentially be redeemed for a round-trip domestic first-class ticket for your traveling partner. Terms apply.

The card also offers 2 miles per dollar spent on eligible purchases made directly with Delta, 1 mile per dollar spent on all other eligible purchases, and a big welcome offer that gets you a little closer to qualifying for elite status, which in turn gets you more loyalty benefits: Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Terms Apply.

This card isn't ideal for cost-conscious travelers who don't often fly first class or can't make use of the companion certificate. But for Delta devotees who love traveling in style and can use the companion certificate consistently, it's an excellent choice.

For more information, read NerdWallet's full review.