AvantCard Credit Card
on Avant's website
AvantCard Credit Card
Card details
No deposit required.
Reports to all three major credit bureaus.
No penalty APR.
No hidden fees.
We may periodically review your account for credit line increases.
Fast and easy application process.
Cash Advance Fee: 3%, Min: $10.
Disclosure: If you are charged interest, the charge will be no less than $1.00.
Avant branded credit products are issued by WebBank, member FDIC.
Checking your eligibility does not affect your credit score.
Rates, fees & offers
Annual fee
$39
Rewards rate
N/A
Bonus offer
None
Intro APR
N/A
Ongoing APR
Purchase APR: 30.49%, Variable
Cash Advance APR: 30.49%, Variable
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual fee$39 | Annual fee$0 | Annual fee$0 |
Regular APR30.49% Variable | Regular APR16.24%-26.24% Variable APR | |
Intro APRN/A | Intro APR0% intro APR on purchases for 12 months from the date of account opening | Intro APR0% intro APR on Purchases for 21 billing cycles and 0% intro APR on Balance Transfers for 21 billing cycles for any balance transfers made in the first 60 days |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
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Rating details
2.7
Editor's overall rating
Pros and cons
Pros
Qualify with average credit
Reports to the three major credit bureau
No foreign transaction fees
Cons
Has annual fee
High APR
No rewards
If you can’t qualify for a traditional credit card because you have a thin credit file, the AvantCard Credit Card may offer an alternative route to continue establishing your credit history — unless you live in one of a handful of states where the card is not offered.
The AvantCard Credit Card doesn’t require a security deposit, but some will pay an annual fee of $39. The exact amount is unknown until you go through the card's pre-qualification process.
There are no foreign transaction fees. The ongoing APR is 30.49% Variable, and it reports to all three major credit bureaus: TransUnion, Equifax and Experian.
You don’t have an abundance of options with limited credit, but there are some alternative credit cards that may be better suited for your goals. For more information, see NerdWallet’s full review of this card.
