BBVA Compass Optimizer Credit Card

BBVA Compass Optimizer Credit Card

BBVA Compass Optimizer Credit Card

BBVA Compass Optimizer Credit Card

BBVA Compass Optimizer Credit Card

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Card details

  • Looks and works like a regular credit card

  • Credit line is secured by an interest-bearing collateral savings account

  • Credit line can be increased anytime with deposits to savings account

  • Acceptance at over 28 million locations worldwide that accept Visa®

Rates, fees & offers

  • Annual fee

    $40

  • Rewards rate

    N/A

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    Purchase: 22.24%, Variable

    Cash Advance APR: 31.24%, Variable

  • Balance transfer fee

    4%

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

BBVA Compass Secured Optimizer Card Credit Card

BBVA Compass Optimizer Credit Card

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual fee

$40

Annual fee

$0

Annual fee

$0

Regular APR

22.24% Variable

Regular APR

19.99%-29.99% Variable APR

Rates & Fees

Regular APR

20.49%-29.24% Variable APR

Intro APR

N/A

Intro APR

0% intro APR for 15 months on purchases and balance transfers; balance transfer fee applies

Intro APR

0% intro APR on purchases and Balance Transfers for 15 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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