Banana Republic Visa® Credit Card

Banana Republic Visa® Credit Card

Banana Republic Visa® Credit Card

Banana Republic Visa® Credit Card

Banana Republic Visa® Credit Card

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Card details

  • Earn 5 points for every $1 spent at Gap Inc. brands, in-store and online.

  • Earn 1 point for every $1 spend everywhere Visa is accepted.

  • Cardmember-only offers and discounts

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x-5x

  • Bonus offer

    Take 20% off your first purchase when you open a Banana Republic Credit Card*

  • Intro APR

    N/A

  • Ongoing APR

    APR: 25.99% Variable

    Cash Advance APR: 26.99%, Variable

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual Fee

$0

Annual Fee

$0

Annual Fee

$0

Regular APR

25.99% Variable

Regular APR

22.99% Variable APR

Rates & Fees

Regular APR

12.99% - 21.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Intro APR

0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Kenley Young

Rating details

2.5

Editor's overall rating

Pros and cons

Pros
  • Qualify with average credit

  • No annual fee

Cons
  • High APR

The Banana Republic Visa® Credit Card, issued by Synchrony Bank, earns a high rewards rate for spending on Gap Inc. brands, both in-store and online. But it also offers plentiful side perks that cardholders might find even more valuable, including access to exclusive sales, free shipping on qualifying orders, invitations to special events, and even a birthday gift.

The card’s annual fee is $0.