Banana Republic Visa® Credit Card

Banana Republic Visa® Credit Card

Banana Republic Visa® Credit Card

Banana Republic Visa® Credit Card

Banana Republic Visa® Credit Card

Card details

  • Earn 5 points for every $1 spent at Gap Inc. brands, in-store and online.

  • Earn 1 point for every $1 spend everywhere Visa is accepted.

  • Cardmember-only offers and discounts

Rates, fees & offers

  • Annual fee


  • Rewards rate

    1 point per dollar

  • Bonus offer


  • Intro APR


  • Ongoing APR

    APR: 28.24% Variable

    Cash Advance APR: 29.24%, Variable

  • Foreign transaction fee


Recommended credit score

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NerdWallet review

By Kenley Young

Rating details


Editor's overall rating

Pros and cons

  • Qualify with average credit

  • No annual fee

  • High APR

The Banana Republic Visa® Credit Card, issued by Synchrony Bank, earns a high rewards rate for spending on Gap Inc. brands, both in-store and online. But it also offers plentiful side perks that cardholders might find even more valuable, including access to exclusive sales, free shipping on qualifying orders, invitations to special events, and even a birthday gift.

The card’s annual fee is $0.

For more information, see NerdWallet's review of this card.

User Reviews

Rating Details

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

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