Banana Republic Visa® Credit Card

Banana Republic Visa® Credit Card

Banana Republic Visa® Credit Card

Banana Republic Visa® Credit Card

Banana Republic Visa® Credit Card

Loading

Card details

  • Earn a $5 Reward for every 500 points you earn

  • Earn 5 points for every $1 spent in stores or online

  • Banana Republic Visa® Cardmembers earn 1 point for every $1 spent everywhere else Visa credit cards are accepted

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x-5x

  • Bonus offer

    None.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 25.99% Variable

    Cash Advance APR: 26.99%, Variable

  • Foreign transaction fee

    3% of each transaction.

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn more
Annual fee

$0

Annual fee

$95

Annual fee

$0 intro for the first year, then $95

Regular APR

25.99% Variable

Rates & Fees

Regular APR

15.99%-22.99% Variable APR

Regular APR

13.99%-23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Not sure which card is best for you?

Take a simple quiz to find out

NerdWallet review

By Kenley Young

Rating details

2.5

Editor's overall rating

Pros and cons

Pros
  • Qualify with average credit

  • No annual fee

  • Relationship rewards for customers

Cons
  • High APR

  • Complicated rewards

The Banana Republic Visa® Credit Card, issued by Synchrony Bank, earns a high rewards rate for spending on Gap Inc. brands, both in-store and online. But it also offers plentiful side perks that cardholders might find even more valuable, including access to exclusive sales, free shipping on qualifying orders, invitations to special events, and even a birthday gift.

The card’s annual fee is $0.