- Earn 1% on purchases
- 2% cash back on grocery, 3% cash back on gas - bonus limited to first $1,500 in combined purchases in these categories each quarter
Min APR: 13.74% on purchases and transfers
Max APR: 21.74% on purchases and transfers
Penalty APR: up to 30.74% APR
Cash Advance APR: See Terms
NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.