Holland America Line Rewards Visa® Card

Holland America Line Rewards Visa® Card

Holland America Line Rewards Visa® Card

Holland America Line Rewards Visa® Card

Holland America Line Rewards Visa® Card

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Card details

  • Earn 2 points per $1 spent on all Holland America purchases, including onboard purchases

  • Earn 1 point for every $1 spent on all other purchases everywhere Visa is accepted

  • Earn 5,000 points after first purchase, enough to redeem for a $50 onboard credit

  • Redeem points for discounts toward Holland America Cruises when you use your Holland America Visa to book the cruise

  • Redeem points for onboard amenities and credits, along with gift cards and merchandise

  • Use points for statement credits toward airfare

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn 5,000 points after first purchase, enough to redeem for a $50 onboard credit.

  • Intro APR

    0% intro APR on Balance Transfers for 15 billing cycles

  • Ongoing APR

    APR: 17.24%, 23.24%, or 27.24%, Variable APR

    Cash Advance APR: 27.49%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    0% of each transaction in U.S. dollars.

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

17.24%, 23.24%, or 27.24%, Variable APR

Rates & Fees

Regular APR

18.24%, 22.24% or 27.24%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

0% intro APR on Balance Transfers for 15 billing cycles

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Melissa Lambarena

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

3

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.

  • No foreign transaction fee

Cons
  • No intro APR on purchases

The Holland America Line Rewards Visa® Card, issued by Barclays, can make sense for Holland America super-fans, especially those who spend sizably on tickets with the cruise line.

But despite its $0 annual fee, the card's mediocre rewards and complicated redemption process may not float your boat.