- 0% Introductory APR for 18 months on balance transfers and purchases
- Earn 2 points per $1 on gas, grocery, and utility purchases
- Earn 1 point per $1 everywhere else
- Use the points you earn like cash to pay for almost any purchases you've made.
- No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
- Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
- This offer is for customers with Excellent Credit
APR: 14.99% or 19.99%* (Variable)
Penalty APR: Up to 30.49%, Variable
Cash Advance APR: 25.49%, Variable
- No annual fee
- 0% on purchases and balance transfers for 18 months
- Needs excellent credit
0% Introductory APR for 18 months on balance transfers and purchases.
0% on purchases and balance transfers for 18 months
Recommended credit score
NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.