BuyPower Card from Capital One®

BuyPower Card from Capital One®

BuyPower Card from Capital One®

BuyPower Card from Capital One®

BuyPower Card from Capital One®

Card details

  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.

  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.

  • 0% intro APR on purchases for 12 months, then a 12.15% – 20.15% variable APR on purchases will apply

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    2.00%

  • Bonus offer

    Get 5% Earnings on your first $5,000 in purchases every year

  • Intro APR

    0% on purchases for 12 months

  • Ongoing APR

    Min APR: 12.65%, Variable

    Max APR: 20.65%, Variable

    Cash Advance APR: 25.65%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Ben Luthi

Rating details

3.5

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • No annual fee

  • No foreign transaction fee

Cons

    If you like to drive, the BuyPower Card from Capital One® should pique your interest. With this partnership between Capital One and General Motors, your everyday purchases earn rewards you can put toward the purchase of a new Chevrolet, Buick, GMC or Cadillac vehicle.

    With the BuyPower Card from Capital One®, you'll get 5% earnings on your first $5,000 in purchases every year, and unlimited 2% earnings after that. Your rewards never expire, and there's no limit to how much you can earn or redeem. It also has a $0 annual fee, no foreign transaction fees and an introductory APR of 0% for 12 months on purchases, and then the ongoing APR of 12.65% - 20.65% Variable.

    The downside to the BuyPower Card from Capital One® is that redemption is limited to purchasing a new vehicle. If you're looking for travel rewards or cash back, you may want to pass on this one.