BuyPower Card from Capital One®

BuyPower Card from Capital One®

BuyPower Card from Capital One®

BuyPower Card from Capital One®

BuyPower Card from Capital One®

Card details

  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.

  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.

  • 0% intro APR on purchases for 12 months, then a 12.15% – 20.15% variable APR on purchases will apply

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    2.00%

  • Bonus offer

    Get 5% Earnings on your first $5,000 in purchases every year

  • Intro APR

    0% on purchases for 12 months

  • Ongoing APR

    Min APR: 12.65%, Variable

    Max APR: 20.65%, Variable

    Cash Advance APR: 25.65%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

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NerdWallet review

By Ben Luthi

Rating details

3.5

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • No annual fee

  • No foreign transaction fee

Cons

    If you like to drive, the BuyPower Card from Capital One® should pique your interest. With this partnership between Capital One and General Motors, your everyday purchases earn rewards you can put toward the purchase of a new Chevrolet, Buick, GMC or Cadillac vehicle.

    With the BuyPower Card from Capital One®, you'll get 5% earnings on your first $5,000 in purchases every year, and unlimited 2% earnings after that. Your rewards never expire, and there's no limit to how much you can earn or redeem. It also has a $0 annual fee, no foreign transaction fees and an introductory APR of 0% for 12 months on purchases, and then the ongoing APR of 12.65% - 20.65% Variable.

    The downside to the BuyPower Card from Capital One® is that redemption is limited to purchasing a new vehicle. If you're looking for travel rewards or cash back, you may want to pass on this one.

    User Reviews

    Rating Details

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