Capital One® QuicksilverOne® Cash Rewards Credit Card

Capital One® QuicksilverOne® Cash Rewards Credit Card

on Capital One's website

Capital One® QuicksilverOne® Cash Rewards Credit Card

Capital One® QuicksilverOne® Cash Rewards Credit Card

Capital One® QuicksilverOne® Cash Rewards Credit Card

on Capital One's website

Card details

  • Earn unlimited 1.5% cash back on every purchase, every day

  • Earn cash rewards without signing up for rotating categories

  • Get access to a higher credit line after making your first 5 monthly payments on time

  • Monitor your credit profile with the CreditWise® app, free for everyone

  • $0 fraud liability if your card is ever lost or stolen

  • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account

  • Help strengthen your credit for the future with responsible card use

  • Get customized alerts and manage your account with the Capital One mobile app

Rates, fees & offers

  • Annual fee

    $39

  • Rewards rate

    1.5%

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    APR: 26.99% Variable APR

    Cash Advance APR: 26.99%, Variable

  • Balance transfer fee

    $0

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Capital One QuicksilverOne Credit Card

Capital One® QuicksilverOne® Cash Rewards Credit Card

Annual Fee

$39

Annual Fee

$95

Annual Fee

$0

Regular APR

26.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% on Balance Transfers for 18 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Ben Luthi

Rating details

4.4

Editor's overall rating

Pros and cons

Pros
  • Qualify with average credit

  • High rewards rate

  • No foreign transaction fee

Cons
  • Has annual fee

  • High APR

If you have fair credit, you'll be hard-pressed to find a credit card that offers solid rewards. The Capital One® QuicksilverOne® Cash Rewards Credit Card fits the bill, however.

This card offers 1.5% cash back on every purchase. The catch? The card comes with a $39 annual fee. But considering the high rewards rate, you won't find a much better deal among cards for fair credit.

Want more details? Check out our full review.