Capital One® QuicksilverOne® Cash Rewards Credit Card

Capital One® QuicksilverOne® Cash Rewards Credit Card

on Capital One's website

Capital One® QuicksilverOne® Cash Rewards Credit Card

Capital One® QuicksilverOne® Cash Rewards Credit Card

Capital One® QuicksilverOne® Cash Rewards Credit Card

on Capital One's website

Card details

  • Earn unlimited 1.5% cash back on every purchase, every day

  • Earn cash rewards without signing up for rotating categories

  • Get access to a higher credit line after making your first 5 monthly payments on time

  • Monitor your credit profile with the CreditWise® app, free for everyone

  • $0 fraud liability if your card is ever lost or stolen

  • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account

  • Help strengthen your credit for the future with responsible card use

  • Get customized alerts and manage your account with the Capital One mobile app

Rates, fees & offers

  • Annual fee

    $39

  • Rewards rate

    1.5%

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    APR: 26.99% Variable APR

    Cash Advance APR: 26.99%, Variable

  • Balance transfer fee

    $0

  • Foreign transaction fee

    None

Recommended credit score

Not sure which card is best for you?

Take a simple quiz to find out

NerdWallet review

By Ben Luthi

Rating details

4.4

Editor's overall rating

Pros and cons

Pros
  • Qualify with average credit

  • High rewards rate

  • No foreign transaction fee

Cons
  • Has annual fee

  • High APR

If you have fair credit, you'll be hard-pressed to find a credit card that offers solid rewards. The Capital One® QuicksilverOne® Cash Rewards Credit Card fits the bill, however.

This card offers 1.5% cash back on every purchase. The catch? The card comes with a $39 annual fee. But considering the high rewards rate, you won't find a much better deal among cards for fair credit.

Want more details? Check out our full review.