Capital One Newcomers Review | NerdWallet
Advertiser Disclosure

Capital One® Cash Rewards for Newcomers

Apply Nowon Capital One’s secure website.
Apply Nowon Capital One’s secure website.

Capital One® Cash Rewards for Newcomers

Apply Nowon Capital One’s secure website.
Apply Nowon Capital One’s secure website.

Card details

  • A card designed to help those new to the U.S. establish credit and earn cash back
  • Build credit with responsible use -- plus automatic reporting to the three major credit bureaus
  • Get 2% cash back on travel purchases
  • Earn 1% cash back on all other purchases
  • No foreign transaction fees
  • No annual fee

APR, Variable

Purchase: 25.15%, Variable

Penalty APR: 29.65%, Variable

Cash Advance APR: 25.15%, Variable

Pros

  • Qualify with average credit
  • Bonus cash back categories
  • No annual fee
  • No foreign transaction fee

Cons

  • High APR

Rewards rate

1.00%

Annual fee

$0

Intro APR

N/A

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