Capital One Spark Cash Select - 0% Intro APR for 12 Months

Capital One Spark Cash Select - 0% Intro APR for 12 Months

on Capital One's website

Capital One Spark Cash Select - 0% Intro APR for 12 Months

Capital One Spark Cash Select - 0% Intro APR for 12 Months

Capital One Spark Cash Select - 0% Intro APR for 12 Months

on Capital One's website

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Card details

  • 0% Intro APR for the first 12 months; 20.24% - 28.24% variable APR after that

  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions

  • No annual fee

  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel

  • Rewards won't expire for the life of the account

  • Redeem your cash back rewards for any amount

  • Free employee cards, which also earn unlimited 1.5% cash back on all purchases

  • $0 fraud liability if your card is lost or stolen

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.5%-5%

  • Bonus offer

    N/A

  • Intro APR

    0% intro APR on Purchases for 12 months

  • Ongoing APR

    APR: 20.24%-28.24% Variable APR

    Cash Advance APR: 31.24%, Variable

    Penalty APR: 33.65%, Variable

  • Balance transfer fee

    $0 at this Transfer APR

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual fee

$0

Annual fee

$0

Annual fee

$0

Regular APR

20.24%-28.24% Variable APR

Regular APR

17.49%-25.49% Variable APR

Rates & Fees

Regular APR

16.24%-26.24% Variable APR

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% intro APR on purchases for 12 months from the date of account opening

Intro APR

0% intro APR on Purchases for 21 billing cycles and 0% intro APR on Balance Transfers for 21 billing cycles for any balance transfers made in the first 60 days

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score