Capital One VentureOne Rewards Credit Card
on Capital One's website
Capital One VentureOne Rewards Credit Card
Card details
$0 annual fee and no foreign transaction fees
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Earn unlimited 1.25X miles on every purchase, every day
Miles won't expire for the life of the account and there's no limit to how many you can earn
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
Transfer your miles to your choice of 15+ travel loyalty programs
Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Rates, fees & offers
Annual fee
$0
Rewards rate
1.25x-5x
Bonus offer
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.
Intro APR
0% intro APR for 15 months on purchases and balance transfers
Ongoing APR
APR: 19.24%-29.24% Variable APR
Cash Advance APR: 29.24%, Variable
Balance transfer fee
3%
Foreign transaction fee
None
Recommended credit score
Compare to other cards
| Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APR19.24%-29.24% Variable APR | Regular APRSee Terms | |
Intro APR0% intro APR for 15 months on purchases and balance transfers | Intro APR0% intro APR for 15 billing cycles on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Sara Rathner
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Rating details
3.4
Editor's overall rating
Pros and cons
Pros
No annual fee
Intro APR period
Flexible rewards redemption
Cons
Rewards have limited flexibility
Requires good/excellent credit
With the Capital One VentureOne Rewards Credit Card, you can earn travel rewards for an annual fee of $0. Other benefits include:
-APR promotion: If you need some time to pay off a large purchase, the Capital One VentureOne Rewards Credit Card offers an introductory 0% APR promotion: 0% intro APR for 15 months on purchases and balance transfers, and then the ongoing APR of 19.24%-29.24% Variable APR; 3% fee on the amounts transferred within the first 15 months.
-Redemption flexibility: Miles are worth 1 cent apiece when redeemed for travel. You can redeem by booking through Capital One's travel platform. You can also use your card to pay for travel, and then redeem your miles for a statement credit using the Purchase Eraser feature.
Keep in mind, though, that other no-annual-fee cards offer higher ongoing rewards and larger sign-up bonuses. For more information, see our full review of this card.
