Capital One® VentureOne® Rewards Credit Card
on Capital One's website
Capital One® VentureOne® Rewards Credit Card
Card details
$0 annual fee and no foreign transaction fees
Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
Earn 1.25X miles on every purchase, every day
Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
Miles won't expire for the life of the account and there's no limit to how many you can earn
Transfer your miles to over 12 leading travel loyalty programs
Enjoy 0% intro APR on purchases for 12 months; 13.49% - 23.49% variable APR after that
Rates, fees & offers
Annual fee
$0
Rewards rate
1.25x
Bonus offer
Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
Intro APR
0% on Purchases for 12 months
Ongoing APR
APR: 13.49% - 23.49% Variable APR
Cash Advance APR: 23.49%, Variable
Balance transfer fee
$0
Foreign transaction fee
None
Recommended credit score
NerdWallet review
By Sara Rathner
Rating details
3.8
Editor's overall rating
Pros and cons
Pros
No annual fee
Intro APR period on Purchases
Flexible rewards redemption
No foreign transaction fees
Cons
Other no-annual-fee cards offer a better flat rewards rate
Reward value reduced if you want cash back
With the Capital One® VentureOne® Rewards Credit Card, you can earn travel rewards for an annual fee of $0. Other benefits include:
-APR promotion: If you need some time to pay off a large purchase, the Capital One® VentureOne® Rewards Credit Card offers an introductory 0% APR promotion: 0% on Purchases for 12 months, and then the ongoing APR of 13.49% - 23.49% Variable APR.
-Redemption flexibility: Miles are worth 1 cent apiece when redeemed for travel. You can redeem by booking through Capital One's travel platform. You can also use your card to pay for travel, and then redeem your miles for a statement credit using the Purchase Eraser feature.
Keep in mind, though, that other no-annual-fee cards offer higher ongoing rewards and larger sign-up bonuses. For more information, see our full review of this card.
NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.
Already have this card?
Tell us what you think.
Some of the reviews on the NerdWallet site were purchased through a third party provider. Users who post a review directly on the NerdWallet site will not be compensated in any way. Please see our Terms of Use and Posting Guidelines for more information.