Capital One VentureOne Rewards Credit Card
on Capital One's website
Capital One VentureOne Rewards Credit Card
Card details
$0 annual fee and no foreign transaction fees
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Earn unlimited 1.25X miles on every purchase, every day
Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
Miles won't expire for the life of the account and there's no limit to how many you can earn
Transfer your miles to over 15+ travel loyalty programs
Enjoy 0% intro APR on purchases for 12 months; 14.99% - 24.99% variable APR after that
Rates, fees & offers
Annual fee
$0
Rewards rate
1.25x
Bonus offer
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Intro APR
0% intro APR on Purchases for 12 months
Ongoing APR
APR: 14.99% - 24.99% Variable APR
Cash Advance APR: 24.99%, Variable
Balance transfer fee
$0 at this Transfer APR
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR14.99% - 24.99% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APR0% intro APR on Purchases for 12 months | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Sara Rathner
Rating details
3.8
Editor's overall rating
Pros and cons
Pros
No annual fee
Intro APR period
Flexible rewards redemption
Cons
Rewards have limited flexibility
Requires good/excellent credit
With the Capital One VentureOne Rewards Credit Card, you can earn travel rewards for an annual fee of $0. Other benefits include:
-APR promotion: If you need some time to pay off a large purchase, the Capital One VentureOne Rewards Credit Card offers an introductory 0% APR promotion: 0% intro APR on Purchases for 12 months, and then the ongoing APR of 14.99% - 24.99% Variable APR.
-Redemption flexibility: Miles are worth 1 cent apiece when redeemed for travel. You can redeem by booking through Capital One's travel platform. You can also use your card to pay for travel, and then redeem your miles for a statement credit using the Purchase Eraser feature.
Keep in mind, though, that other no-annual-fee cards offer higher ongoing rewards and larger sign-up bonuses. For more information, see our full review of this card.
