Capital One VentureOne Rewards Credit Card

Capital One VentureOne Rewards Credit Card

on Capital One's website

Capital One VentureOne Rewards Credit Card

Capital One VentureOne Rewards Credit Card

Capital One VentureOne Rewards Credit Card

on Capital One's website

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Card details

  • $0 annual fee and no foreign transaction fees

  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel

  • Earn unlimited 1.25X miles on every purchase, every day

  • Miles won't expire for the life of the account and there's no limit to how many you can earn

  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options

  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel

  • Transfer your miles to your choice of 15+ travel loyalty programs

  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 16.49% - 26.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.25x-5x

  • Bonus offer

    Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.

  • Intro APR

    0% intro APR for 15 months on purchases and balance transfers

  • Ongoing APR

    APR: 16.49%-26.49% Variable APR

    Cash Advance APR: 26.49%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn more
Annual fee

$0

Annual fee

$99

Annual fee

$75

Regular APR

16.49%-26.49% Variable APR

Regular APR

18.24%, 22.24% or 27.24%, Variable APR

Rates & Fees

Regular APR

18.24%-26.24% Variable APR

Intro APR

0% intro APR for 15 months on purchases and balance transfers

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Sara Rathner

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

3.4

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Intro APR period

  • Flexible rewards redemption

Cons
  • Rewards have limited flexibility

  • Requires good/excellent credit

With the Capital One VentureOne Rewards Credit Card, you can earn travel rewards for an annual fee of $0. Other benefits include:

-APR promotion: If you need some time to pay off a large purchase, the Capital One VentureOne Rewards Credit Card offers an introductory 0% APR promotion: 0% intro APR for 15 months on purchases and balance transfers, and then the ongoing APR of 16.49%-26.49% Variable APR; 3% fee on the amounts transferred within the first 15 months.

-Redemption flexibility: Miles are worth 1 cent apiece when redeemed for travel. You can redeem by booking through Capital One's travel platform. You can also use your card to pay for travel, and then redeem your miles for a statement credit using the Purchase Eraser feature.

Keep in mind, though, that other no-annual-fee cards offer higher ongoing rewards and larger sign-up bonuses. For more information, see our full review of this card.