Capital One VentureOne Rewards Credit Card

Capital One VentureOne Rewards Credit Card

on Capital One's website

Capital One VentureOne Rewards Credit Card

Capital One VentureOne Rewards Credit Card

Capital One VentureOne Rewards Credit Card

on Capital One's website

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Card details

  • $0 annual fee and no foreign transaction fees

  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel

  • Earn unlimited 1.25X miles on every purchase, every day

  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime

  • Miles won't expire for the life of the account and there's no limit to how many you can earn

  • Transfer your miles to over 10+ travel loyalty programs

  • Enjoy 0% intro APR on purchases for 12 months; 15.49% - 25.49% variable APR after that

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.25x

  • Bonus offer

    Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel

  • Intro APR

    0% intro APR on Purchases for 12 months

  • Ongoing APR

    APR: 15.49% - 25.49% Variable APR

    Cash Advance APR: 25.49%, Variable

  • Balance transfer fee

    $0

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

15.49% - 25.49% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Sara Rathner

Rating details

3.8

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Intro APR period on Purchases

  • Flexible rewards redemption

  • No foreign transaction fees

Cons
  • Other no-annual-fee cards offer a better flat rewards rate

  • Reward value reduced if you want cash back

With the Capital One VentureOne Rewards Credit Card, you can earn travel rewards for an annual fee of $0. Other benefits include:

-APR promotion: If you need some time to pay off a large purchase, the Capital One VentureOne Rewards Credit Card offers an introductory 0% APR promotion: 0% intro APR on Purchases for 12 months, and then the ongoing APR of 15.49% - 25.49% Variable APR.

-Redemption flexibility: Miles are worth 1 cent apiece when redeemed for travel. You can redeem by booking through Capital One's travel platform. You can also use your card to pay for travel, and then redeem your miles for a statement credit using the Purchase Eraser feature.

Keep in mind, though, that other no-annual-fee cards offer higher ongoing rewards and larger sign-up bonuses. For more information, see our full review of this card.