Earn 1 point per $1 spent on purchases
5x on Gas, limited to the first $500 spent on gas each month
2x on AAA Insurance and Membership Payments
There is a different version of the AAA card for people who do not live in Northern California, Nevada, or Utah, issued by Bank of America, with 2x points on gas, groceries, and drug stores
Rates, fees & offers
Transfer: 2.99% for 12 mos
Min APR: 13.74%, Variable
Max APR: 21.74%, Variable
Penalty APR: Up to 30.74%, Variable
Cash Advance APR: 25.74%, Variable
Balance Transfer Fee
Foreign Transaction Fee
Recommended credit score
Not sure which card is best for you?
If you're a resident of NorCal, Nevada or Utah, the AAA credit card gives great gas rewards - 5% back anytime you fill up, for the first $500 you spend each month - plus 2% on AAA expenses and 1% back on everything else.
If you don't live there, though, the rewards are nowhere as good. The card only earns 1% rewards on everything. You can find much better cards, especially for gas purchases. Check out our roundup of the best gas credit cards for a comprehensive list of ways you can do better. Among tour favorites: the AmEx Blue Cash Preferred, which gives 3% back on gas as well as 6% on groceries; the PenFed Platinum Cashback, which earns 5% on all gas and isn't geographically restricted; and the BP credit card, which gives 5% on BP gas but has a fantastic 2x rewards promotion.
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