AAA Credit Card from Chase
AAA Credit Card from Chase
AAA Credit Card from Chase
Card details
Earn 1 point per $1 spent on purchases
5x on Gas, limited to the first $500 spent on gas each month
2x on AAA Insurance and Membership Payments
Rates, fees & offers
Annual fee
$0
Rewards rate
1.00%
Bonus offer
None
Intro APR
Purchase: None
Transfer: 2.99% for 12 mos
Ongoing APR
Min APR: 13.74%, Variable
Max APR: 21.74%, Variable
Penalty APR: Up to 30.74%, Variable
Cash Advance APR: 25.74%, Variable
Balance transfer fee
4%
Foreign transaction fee
2%
Recommended credit score
Compare to other cards
 AAA Credit Card from Chase | ||
|---|---|---|
| Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APR13.74% - 21.74% Variable | Regular APRSee Terms | |
Intro APRPurchase: None | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By NerdWallet
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Rating details
3
Editor's overall rating
Pros and cons
Pros
No annual fee
2.99% for 12 mos on transfers
Cons
If you're a resident of NorCal, Nevada or Utah, the AAA credit card gives great gas rewards - 5% back anytime you fill up, for the first $500 you spend each month - plus 2% on AAA expenses and 1% back on everything else.
If you don't live there, though, the rewards are nowhere as good. The card only earns 1% rewards on everything. You can find much better cards, especially for gas purchases. Check out our roundup of the best gas credit cards for a comprehensive list of ways you can do better. Among tour favorites: the AmEx Blue Cash Preferred, which gives 3% back on gas as well as 6% on groceries; the PenFed Platinum Cashback, which earns 5% on all gas and isn't geographically restricted; and the BP credit card, which gives 5% on BP gas but has a fantastic 2x rewards promotion.
