AARP® Credit Card from Chase
AARP® Credit Card from Chase
AARP® Credit Card from Chase
Card details
Earn 3% Cash Back rewards on purchases at restaurants, from fine dining to fast food.
Earn 3% Cash Back rewards on purchases at gas stations.
Earn 1% Cash Back rewards on all other purchases.
The information related to the AARP® Credit Card from Chase has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.
Rates, fees & offers
Annual fee
$0
Rewards rate
1%-3%
Bonus offer
$100 Bonus Cash Back after you spend $500 on purchases in the first 3 months from account opening*
Intro APR
N/A
Ongoing APR
APR: 16.24% - 22.99% Variable APR
Cash Advance APR: 24.99%, Variable
Balance transfer fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Foreign transaction fee
3%
Recommended credit score
Compare to other cards
 AARP® Credit Card from Chase | ||
|---|---|---|
| Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APR16.24% - 22.99% Variable APR | Regular APRSee Terms | |
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 20.74%, 24.74%, or 29.74% | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Paul Soucy
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Rating details
3
Editor's overall rating
Pros and cons
Pros
No annual fee
Cons
You don’t have to belong to AARP to qualify for the AARP® Credit Card from Chase, and it's worth a look if you eat out a lot, drive a lot or do both.
It pays an unlimited 3% cash back at restaurants and at gas stations (The rewards you earn on this card are not Chase Ultimate Rewards® points, however.)
Three percent would be a pretty good rate in those categories for any card, but it’s excellent on a card with a $0 annual fee.
You get a mundane 1% back on all other spending, so if you don’t spend much on restaurant dining or gas, this isn’t your card — or, at least, it isn’t your everyday card.
For more information, see NerdWallet's review of this card.
Information about the AARP® Credit Card from Chase has been collected by NerdWallet and was not supplied or reviewed by the issuer of this card.
