AARP® Credit Card from Chase

AARP® Credit Card from Chase

AARP® Credit Card from Chase

AARP® Credit Card from Chase

AARP® Credit Card from Chase

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Card details

  • Earn 3% Cash Back rewards on purchases at restaurants, from fine dining to fast food.*

  • Earn 3% Cash Back rewards on purchases at gas stations.*

  • Earn 1% Cash Back rewards on all other purchases.*

  • The information related to the AARP® Credit Card from Chase has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-3%

  • Bonus offer

    $100 Bonus Cash Back after you spend $500 on purchases in the first 3 months from account opening*

  • Intro APR

    N/A

  • Ongoing APR

    APR: 16.24% - 22.99% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

16.24% - 22.99% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Paul Soucy

Rating details

3

Editor's overall rating

Pros and cons

Pros
  • No annual fee

Cons

    You don’t have to belong to AARP to qualify for the AARP® Credit Card from Chase, and it's worth a look if you eat out a lot, drive a lot or do both.

    It pays an unlimited 3% cash back at restaurants and at gas stations (The rewards you earn on this card are not Chase Ultimate Rewards® points, however.)

    Three percent would be a pretty good rate in those categories for any card, but it’s excellent on a card with a $0 annual fee.

    You get a mundane 1% back on all other spending, so if you don’t spend much on restaurant dining or gas, this isn’t your card — or, at least, it isn’t your everyday card.

    For more information, see NerdWallet's review of this card.

    Information about the AARP® Credit Card from Chase has been collected by NerdWallet and was not supplied or reviewed by the issuer of this card.