AARP® Credit Card from Chase

AARP® Credit Card from Chase

AARP® Credit Card from Chase

AARP® Credit Card from Chase

AARP® Credit Card from Chase

Card details

  • Earn 3% Cash Back rewards on purchases at restaurants, from fine dining to fast food.*

  • Earn 3% Cash Back rewards on purchases at gas stations.*

  • Earn 1% Cash Back rewards on all other purchases.*

  • The information related to the AARP® Credit Card from Chase has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-3%

  • Bonus offer

    $100 Bonus Cash Back after you spend $500 on purchases in the first 3 months from account opening*

  • Intro APR

    N/A

  • Ongoing APR

    APR: 16.24% - 22.99% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

Chase AARP Rewards Platinum Visa Credit Card

AARP® Credit Card from Chase

Learn more
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0

Regular APR

16.24% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% on Balance Transfers for 18 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Paul Soucy

Rating details

3

Editor's overall rating

Pros and cons

Pros
  • No annual fee

Cons

    You don’t have to belong to AARP to qualify for the AARP® Credit Card from Chase, and it's worth a look if you eat out a lot, drive a lot or do both.

    It pays an unlimited 3% cash back at restaurants and at gas stations (The rewards you earn on this card are not Chase Ultimate Rewards® points, however.)

    Three percent would be a pretty good rate in those categories for any card, but it’s excellent on a card with a $0 annual fee.

    You get a mundane 1% back on all other spending, so if you don’t spend much on restaurant dining or gas, this isn’t your card — or, at least, it isn’t your everyday card.

    For more information, see NerdWallet's review of this card.

    Information about the AARP® Credit Card from Chase has been collected by NerdWallet and was not supplied or reviewed by the issuer of this card.