Earn 60,000 bonus points after spending $1,000 on purchases within the first three months of account opening
Enjoy a Free Night after each account anniversary year at over 5,000 hotels worldwide
Earn 5 points per $1 spent when you stay at an IHG hotel
Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants
IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental® Hotels & Resorts, Crowne Plaza® Hotels & Resorts and Holiday Inn®
Platinum Elite status as long as you're a Select credit cardmember
Automatic 10% points rebate on redemptions
$0 Introductory Annual Fee for the first year, then $49 a year
Rates, fees & offers
$0 for the first year, then $49
Earn 80,000 bonus points after spending $1,000 on purchases within the first three months of account opening
APR: 17.24% - 24.24% Variable APR
Cash Advance APR: 26.24%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
Recommended credit score
Not sure which card is best for you?
Editor's overall rating
Pros and cons
Free anniversary night
Bonus rewards categories
Complimentary Platinum Elite status
Large hotel network for redeeming
Has annual fee
Low-value rewards currency
Best for those loyal to IHG brand properties
If you like staying at IHG properties — which include hotel brands like the Holiday Inn, Holiday Inn Express, InterContinental, Crowne Plaza and more — the IHG® Rewards Club Select Credit Card might be a good choice. With it, you'll earn serious points at most IHG hotels, get automatic elite platinum status in the IHG Rewards Club, and score a free hotel night each year. Plus, the IHG® Rewards Club Select Credit Card charges no foreign transaction fees, so it's an inexpensive choice for overseas travelers.
However, the Nerds only value IHG points at about .7 cents apiece. This means that you won't be getting a very high return on your everyday spending, so keeping another rewards credit card in your wallet is probably a good idea. For more information about the benefits and drawbacks of the IHG® Rewards Club Select Credit Card, see our full editorial review here.
NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.