IHG® Rewards Club Select Credit Card

IHG® Rewards Club Select Credit Card

IHG® Rewards Club Select Credit Card

IHG® Rewards Club Select Credit Card

IHG® Rewards Club Select Credit Card

Card details

  • Earn 60,000 bonus points after spending $1,000 on purchases within the first three months of account opening

  • Enjoy a Free Night after each account anniversary year at over 5,000 hotels worldwide

  • Earn 5 points per $1 spent when you stay at an IHG hotel

  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants

  • IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental® Hotels & Resorts, Crowne Plaza® Hotels & Resorts and Holiday Inn®

  • Platinum Elite status as long as you're a Select credit cardmember

  • Automatic 10% points rebate on redemptions

  • $0 Introductory Annual Fee for the first year, then $49 a year

Rates, fees & offers

  • Annual fee

    $0 for the first year, then $49

  • Rewards rate

    1.00%

  • Bonus offer

    Earn 80,000 bonus points after spending $1,000 on purchases within the first three months of account opening

  • Intro APR

    N/A

  • Ongoing APR

    APR: 17.24% - 24.24% Variable APR

    Cash Advance APR: 26.24%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

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NerdWallet review

By Lindsay Konsko

Rating details

4

Editor's overall rating

Pros and cons

Pros
  • Free anniversary night

  • Bonus rewards categories

  • Complimentary Platinum Elite status

  • Large hotel network for redeeming

Cons
  • Has annual fee

  • Low-value rewards currency

  • Best for those loyal to IHG brand properties

If you like staying at IHG properties — which include hotel brands like the Holiday Inn, Holiday Inn Express, InterContinental, Crowne Plaza and more — the IHG® Rewards Club Select Credit Card might be a good choice. With it, you'll earn serious points at most IHG hotels, get automatic elite platinum status in the IHG Rewards Club, and score a free hotel night each year. Plus, the IHG® Rewards Club Select Credit Card charges no foreign transaction fees, so it's an inexpensive choice for overseas travelers.

However, the Nerds only value IHG points at about .7 cents apiece. This means that you won't be getting a very high return on your everyday spending, so keeping another rewards credit card in your wallet is probably a good idea. For more information about the benefits and drawbacks of the IHG® Rewards Club Select Credit Card, see our full editorial review here.

User Reviews

Rating Details

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