Ink℠ Classic Business
Ink℠ Classic Business
Ink℠ Classic Business
Card details
Reward yourself with 20,000 Bonus Points worth $200 in Ultimate Rewards after you spend $3,000 in the first 3 months from account opening
5X points per dollar on the first $25,000 spent annually at office supply
stores, and on cellular phone, landline, internet, and cable TV services
2X points per dollar on the first $25,000 spent annually at gas stations
and for hotel accommodations when purchased directly with the hotel
1 point per dollar on all other card purchases with no limit on the amount you can earn
0% introductory APR for 6 months on purchases and balance transfers
No Annual Fee
Rates, fees & offers
Annual fee
$0
Rewards rate
1.00%
Bonus offer
20,000 Chase Ultimate Rewards® Bonus after spending $3,000 - in first 3 months
Intro APR
Purchase: 0% for 6 mos
Transfer: 0% for 6 mos
Ongoing APR
Purchase: 15.99%, Variable
Penalty APR: Up to 30.74%, Variable
Cash Advance APR: 19.99%, Variable
Balance transfer fee
3%
Foreign transaction fee
3%
Recommended credit score
Compare to other cards
 Ink℠ Classic Business | ||
|---|---|---|
| Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APR15.99% Variable | Regular APRSee Terms | |
Intro APRPurchase: 0% for 6 mos | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Tim Chen
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Rating details
4.5
Editor's overall rating
Pros and cons
Pros
No annual fee
Intro APR period on Purchases and Balance Transfers
Cons
With the Ink℠ Classic Business, you receive 5 Ultimate Rewards Points per $1 spent on cable and telecom services up to $25,000 spent annually, 2 points per $1 spent on gas and dining up to $25,000 spent annually, and an unlimited 1 point per $1 spent elsewhere. Chase has an extensive gift card range, so we consider this card to be as good as cash.
However, there's a caveat to the 5% bonus rewards: you'll get the bonus only on bundled services, so if you purchase those services separately, you're out of luck.
