Ritz-Carlton® Rewards Credit Card

Ritz-Carlton® Rewards Credit Card

Ritz-Carlton® Rewards Credit Card

Ritz-Carlton® Rewards Credit Card

Ritz-Carlton® Rewards Credit Card

Card details

  • The world-class service you experience when staying at The Ritz-Carlton can always be within reach with The Ritz-Carlton Rewards® Credit Card.

  • A Complimentary Night Stay at any participating Ritz-Carlton, using your 70,000 points received after you spend $2,000 in the first 3 months

  • Earn 5 points per $1 spent at The Ritz-Carlton hotels, 2 points per $1 spent on airline tickets purchased directly with the airline, and at car rental agencies and restaurants

  • Exclusive member benefits include a $100 Hotel Credit for qualifying dining, spa, and hotel recreational activities during every two night stay or longer

  • Upgrade to the Ritz-Carlton Club® Level three times annually and enjoy a dedicated concierge and complimentary food and beverage presentations

  • Automatic Gold Elite status your first year, which entitles you to complimentary room upgrades, priority late checkout, a 25% bonus on The Ritz-Carlton Rewards membership base points and more

  • Elite cardmember travel privileges including a $200 annual credit for airline incidentals, such as baggage fees and in-flight meals

  • Complimentary airport lounge access to hundreds of airport lounges worldwide. Plus, no foreign transaction fees.

Rates, fees & offers

  • Annual fee

    $395

  • Rewards rate

    1.00%

  • Bonus offer

    70,000 Ritz-Carlton Rewards Points Bonus after spending $2,000 - when you spend $2,000 in the first 3 months

  • Intro APR

    N/A

  • Ongoing APR

    Purchase: 15.99%, Variable

    Penalty APR: Up to 30.74%, Variable

    Cash Advance APR: 19.99%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Chase Ritz-Carlton Rewards Credit Card

Ritz-Carlton® Rewards Credit Card

Annual Fee

$395

Annual Fee

$95

Annual Fee

$0

Regular APR

15.99% Variable

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% on Balance Transfers for 18 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By NerdWallet

Rating details

3.7

Editor's overall rating

Pros and cons

Pros
  • No foreign transaction fee

Cons
  • Has annual fee

  • Needs excellent credit

Haven't gotten around to this one yet, but please put your own review in the comments below!