Citi® Hilton HHonors™ Reserve Card

Citi® Hilton HHonors™ Reserve Card

Citi® Hilton HHonors™ Reserve Card

Citi® Hilton HHonors™ Reserve Card

Citi® Hilton HHonors™ Reserve Card

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Card details

  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton Portfolio after you make $2,500 in purchases within 4 months of account opening*

  • Earn 10 Hilton HHonors Bonus Points per $1 spent on hotel stays within the Hilton Portfolio*

  • Earn 5 Hilton HHonors Bonus Points per $1 spent on airline and car rental purchases*

  • Earn 3 Hilton HHonors Bonus Points per $1 spent on all other purchases*

  • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*

  • No foreign transaction fees on purchases*

  • Travel with ease and enjoy global acceptance with your Citi chip credit card

Rates, fees & offers

  • Annual fee

    $95

  • Rewards rate

    Points Per Dollar

  • Bonus offer

    Earn 2 weekend night certificates good at select hotels and resorts within the Hilton portfolio after you make $2,500 in purchases within 4 months of account opening*

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.99% Variable APR

    Penalty APR: Up to 29.99%, Variable

    Cash Advance APR: 25.99%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Citibank Hilton HHonors Reserve Credit Card

Citi® Hilton HHonors™ Reserve Card

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual fee

$95

Annual fee

$95

Annual fee

$95

Regular APR

15.99% Variable APR

Regular APR

21.74%-28.74% Variable APR

Regular APR

20.24%-28.24% Variable APR

Intro APR

N/A

Intro APR

N/A

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Claire Tsosie

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

3.9

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • No foreign transaction fee

Cons
  • Has annual fee

  • Needs excellent credit

If you love staying at Hilton's more than 4,800 portfolio hotels worldwide, the Citi® Hilton HHonors™ Reserve Card may be the right choice for you. You’ll get automatic HHonors Gold status as a member, which means you'll get every fifth night free, along with several other perks. Plus, you’ll get a 25% bonus on all base points you earn.

NerdWallet values HHonors points at 0.5 cents each, lower than rewards on other cards. But what the card lacks in redemption value, it makes up for by setting you up to earn points quickly: You can get 10 HHonors points for each dollar spent on hotel stays at the Hilton portfolio; 5 for each dollar spent on airline and car rental purchases; and 3 for each dollar spent on other purchases. The annual fee is $95, but the offer is easily worth it with the 25% Gold status bonus, especially if you stay at Hilton hotels regularly.

The Citi® Hilton HHonors™ Reserve Card also comes with a sign-up bonus: Earn 2 weekend night certificates good at select hotels and resorts within the Hilton portfolio after you make $2,500 in purchases within 4 months of account opening*. And Hilton keeps the rewards coming to loyal cardholders, too. You can earn an anniversary bonus of one weekend night certificate each year you spend over $10,000, giving this card a high ongoing value. Read our full review here and check out our top hotel credit cards.