Citi Rewards+℠ Student Card

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The Citi Rewards+℠ Student Card is the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com.
0% Intro APR on purchases for 7 months. After that, the variable APR will be 14.49% - 24.49%, based on your creditworthiness.
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
The standard variable APR for Citi Flex Plan is 14.49% - 24.49% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
No annual fee.

Annual fee
$0
Rewards rate
1x-2x
Bonus offer
Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
Intro APR
0% on Purchases for 7 months
Ongoing APR
APR: 14.49% - 24.49% Variable APR
Penalty APR: Up to 29.99%, Variable
Cash Advance APR: 25.24%, Variable
Balance transfer fee
3% of each balance transfer; $5 minimum.
Foreign transaction fee
3%

Citi Rewards+℠ Student Card	AAdvantage® Aviator® Red World Elite Mastercard®	AAdvantage® Aviator® Silver Mastercard®
NerdWallet rating	NerdWallet rating	NerdWallet rating
	Learn more	Learn more
Annual fee $0	Annual fee $99	Annual fee $199
Regular APR 14.49% - 24.49% Variable APR	Regular APR 15.99%-24.99% Variable APR	Regular APR N/A
Intro APR 0% on Purchases for 7 months	Intro APR 0% intro APR for 15 months on balance transfers made within 45 days of account opening.	Intro APR N/A
Recommended Credit Score 690719good	Recommended Credit Score 690850good - excellent	Recommended Credit Score 720850excellent