Citi Rewards+℠ Student Card

Citi Rewards+℠ Student Card

Citi Rewards+℠ Student Card

Citi Rewards+℠ Student Card

Citi Rewards+℠ Student Card

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Card details

  • The Citi Rewards+℠ Student Card is the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.

  • Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com.

  • 0% Intro APR on purchases for 7 months. After that, the variable APR will be 14.49% - 24.49%, based on your creditworthiness.

  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.

  • The standard variable APR for Citi Flex Plan is 14.49% - 24.49% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

  • No annual fee.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com

  • Intro APR

    0% on Purchases for 7 months

  • Ongoing APR

    APR: 14.49% - 24.49% Variable APR

    Penalty APR: Up to 29.99%, Variable

    Cash Advance APR: 25.24%, Variable

  • Balance transfer fee

    3% of each balance transfer; $5 minimum.

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

Citi Rewards+℠ Student Card

Citi Rewards+℠ Student Card

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

14.49% - 24.49% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

0% on Purchases for 7 months

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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