Citi Premier® Card

Citi Premier® Card

on Citibank's application

Citi Premier® Card

Citi Premier® Card

Citi Premier® Card

on Citibank's application

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Card details

  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

  • Earn 3 Points per $1 spent at Restaurants and Supermarkets

  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels

  • Earn 1 Point per $1 spent on all other purchases

  • Annual Hotel Savings Benefit

  • 60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com

  • No expiration and no limit to the amount of points you can earn with this card

  • No Foreign Transaction Fees on purchases

Rates, fees & offers

  • Annual fee

    $95

  • Rewards rate

    1x-3x

  • Bonus offer

    Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 16.74%-24.74% Variable APR

    Cash Advance APR: 25.99%, Variable

    Penalty APR: Up to 29.99%, Variable

  • Balance transfer fee

    5% of each balance transfer; $5 minimum.

  • Foreign transaction fee

    0%

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn more
Annual fee

$95

Annual fee

$99

Annual fee

$95

Regular APR

16.74%-24.74% Variable APR

Regular APR

16.24%-25.24% Variable APR

Rates & Fees

Regular APR

16.74%-23.74% Variable APR

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Lindsay Konsko

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

4.9

Editor's overall rating

Pros and cons

Pros
  • Bonus categories

  • Rewards don't expire

Cons
  • Has annual fee

  • Requires good/excellent credit

Looking for a credit card that provides extra rewards on travel, dining and entertainment? The Citi Premier® Card earns 3 points per dollar spent on travel (including gas), 2 points per dollar spent on dining and entertainment, and 1 point per dollar spent on all other purchases.

Its annual fee is $95, and it charges no foreign transaction fees.

The main drawbacks to this card show up when it's time to redeem. For one thing, you have to be careful about how you redeem ThankYou points, or you could end up getting a value of less than one cent per point, the industry standard.

For more details about this card, check out our full review here.