Citi ThankYou<sup>&reg;</sup> Premier Card

Citi ThankYou® Premier Card

on Citibank's secure application

Citi ThankYou® Premier Card

Citi ThankYou<sup>&reg;</sup> Premier Card

Citi ThankYou® Premier Card

on Citibank's secure application

Card details

  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

  • Earn 3X Points on Travel, Including Gas Stations

  • Earn 2X Points on Dining Out & Entertainment

  • Earn 1X Points on All Other Purchases

  • 60,000 Points are redeemable for $750 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $600 in gift cards when redeemed at thankyou.com

  • No expiration and no limit to the amount of points you can earn with this card

  • Points Transfer allows you to transfer points to participating airline loyalty programs

  • No Foreign Transaction Fees on purchases*

Rates, fees & offers

  • Annual fee

    $0 for the first year, then $95

  • Rewards rate

    1 point per Dollar

  • Bonus offer

    Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

  • Intro APR

    N/A

  • Ongoing Apr

    APR: 16.24% - 25.24% Variable APR

    Penalty APR: Up to 29.99%, Variable

    Cash Advance APR: 26.99%, Variable

  • Balance Transfer Fee

    3% of each balance transfer; $5 minimum.

  • Foreign Transaction Fee

    None

Recommended credit score

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NerdWallet Review

By Lindsay Konsko

Rating Details

2.9

Editor's overall rating

Pros and Cons

Pros
  • No foreign transaction fee

Cons
  • Has annual fee

  • Needs excellent credit

Looking for a credit card that provides extra rewards on travel, dining and entertainment? Look no further than the Citi ThankYou® Premier Card. With it, you'll earn 3 points per dollar spent on travel (including gas), 2 points per dollar spent on dining and entertainment, and 1 point per dollar spent on all other purchases.

Its annual fee is reasonable at $0 for the first year, then $95, and it charges no foreign transaction fees.

The main drawbacks to this card show up when it's time to redeem. For one thing, you have to be careful about how you redeem ThankYou points, or you could end up getting a value of less than one cent per point, the industry standard.

For more details about this card, check out our full review here.

User Reviews

Rating Details

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

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