Citi Premier<sup>&#8480;</sup> Card

Citi Premier Card

on Citibank's application

Citi Premier Card

Citi Premier<sup>&#8480;</sup> Card

Citi Premier Card

on Citibank's application

Card details

  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening (This offer is no longer valid on our site)

  • Earn 3 points per $1 spent on travel including gas stations

  • Earn 2 points per $1 spent at restaurants and on entertainment

  • Earn 1 point per $1 spent on all other purchases

  • 60,000 Points are redeemable for $750 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $600 in gift cards when redeemed at thankyou.com

  • No expiration and no limit to the amount of points you can earn with this card

  • Points Transfer allows you to transfer points to participating airline loyalty programs

  • No Foreign Transaction Fees on purchases

Rates, fees & offers

  • Annual fee

    $95

  • Rewards rate

    1 point per Dollar

  • Bonus offer

    Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. (This offer is no longer valid on our site)

  • Intro APR

    N/A

  • Ongoing APR

    APR: 18.24% - 26.24% Variable APR

    Penalty APR: Up to 29.99%, Variable

    Cash Advance APR: 27.49%, Variable

  • Balance transfer fee

    3% of each balance transfer; $5 minimum.

  • Foreign transaction fee

    0%

Recommended credit score

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NerdWallet review

By Lindsay Konsko

Rating details

4.9

Editor's overall rating

Pros and cons

Pros
  • No foreign transaction fee

  • High rewards on travel, including gas

Cons
  • Has annual fee

  • Needs excellent credit

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Looking for a credit card that provides extra rewards on travel, dining and entertainment? The Citi Premier Card earns 3 points per dollar spent on travel (including gas), 2 points per dollar spent on dining and entertainment, and 1 point per dollar spent on all other purchases.

Its annual fee is $95, and it charges no foreign transaction fees.

The main drawbacks to this card show up when it's time to redeem. For one thing, you have to be careful about how you redeem ThankYou points, or you could end up getting a value of less than one cent per point, the industry standard.

For more details about this card, check out our full review here.