Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening (This offer is no longer valid on our site)
Earn 3 points per $1 spent on travel including gas stations
Earn 2 points per $1 spent at restaurants and on entertainment
Earn 1 point per $1 spent on all other purchases
60,000 Points are redeemable for $750 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $600 in gift cards when redeemed at thankyou.com
No expiration and no limit to the amount of points you can earn with this card
Points Transfer allows you to transfer points to participating airline loyalty programs
No Foreign Transaction Fees on purchases
Rates, fees & offers
1 point per Dollar
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. (This offer is no longer valid on our site)
APR: 18.24% - 26.24% Variable APR
Penalty APR: Up to 29.99%, Variable
Cash Advance APR: 27.49%, Variable
Balance transfer fee
3% of each balance transfer; $5 minimum.
Foreign transaction fee
Recommended credit score
Not sure which card is best for you?
Editor's overall rating
Pros and cons
No foreign transaction fee
Has annual fee
Needs excellent credit
Looking for a credit card that provides extra rewards on travel, dining and entertainment? The Citi Premier℠ Card earns 3 points per dollar spent on travel (including gas), 2 points per dollar spent on dining and entertainment, and 1 point per dollar spent on all other purchases.
Its annual fee is $95, and it charges no foreign transaction fees.
The main drawbacks to this card show up when it's time to redeem. For one thing, you have to be careful about how you redeem ThankYou points, or you could end up getting a value of less than one cent per point, the industry standard.
For more details about this card, check out our full review here.
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