Citi Prestige® Card

Citi Prestige® Card

on Citibank's secure application

on Citibank's secure application

Citi Prestige® Card

Citi Prestige® Card

on Citibank's secure application

on Citibank's secure application

Card details

  • Earn 40,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening* (This offer is no longer available on our site)
  • 40,000 ThankYou® Points are redeemable for $500 in airfare on any airline, anytime with no blackout dates or $400 in gift cards
  • $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA PreCheck
  • 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge
  • Transfer points to a variety of travel loyalty programs from airlines to hotels
  • Earn 3X Points on Air Travel & Hotels
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases

APR, Variable

APR: 16.74% - 24.74% Variable APR

Penalty APR: Up to 29.99%, Variable

Cash Advance APR: 26.24%, Variable


  • No foreign transaction fee


  • Has annual fee
  • Needs excellent credit

Rewards rate

1 point per Dollar

Annual fee


Intro APR


Recommended credit score

recommended credit score

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NerdWallet Review

Author: Lindsay Konsko

Are you a high roller? Then the Citi Prestige® Card might be for you. With it, you'll earn 3 ThankYou points per dollar spent on airfare and hotels, 2 ThankYou points per dollar spent on entertainment and dining out, and 1 ThankYou point per dollar spent elsewhere. You'll also score other sweet perks, like 24/7 concierge service, access to airport lounges, access to private jet service and more.

All these benefits don't come cheap; this card's annual fee is a steep $450. But the Citi Prestige® Card also provides a yearly $250 air travel credit, which could partially offset this cost. For more information about this luxurious card, check out our full review here.

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