Citi Prestige Review | NerdWallet
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Citi Prestige® Card

Apply Nowon Citibank’s secure website.

Citi Prestige® Card

Apply Nowon Citibank’s secure website.
Apply Nowon Citibank’s secure website.

Card Details

  • $250 Air Travel Credit each year
  • Complimentary 4th Night for any hotel stay
  • Earn 50,000 bonus points after $3,000 in purchases made with your card in the first 3 months the account is open.
  • Points are redeemable for an $800 flight on American Airlines, a $665 flight on any other airline or $500 in gift cards.
  • Transfer points to a variety of travel loyalty programs from airlines to hotels.
  • Earn 3x points on Air Travel and Hotels
  • Earn 2x points on Dining at Restaurants and Entertainment
  • 1 ThankYou® Point per $1 spent on other purchases

APR, Variable

Purchase: 15.49%, Variable

Penalty APR: Up to 29.99%, Variable

Cash Advance APR: 25.49%, Variable


  • No foreign transaction fee


  • Has annual fee
  • Needs excellent credit

Rewards rate

Points Per Dollar

Annual fee


Intro APR


Nerdwallet Review

Author: Lindsay Konsko

Are you a high roller? Then the Citi Prestige® Card might be for you. With it, you'll earn 3 ThankYou points per dollar spent on airfare and hotels, 2 ThankYou points per dollar spent on entertainment and dining out, and 1 ThankYou point per dollar spent elsewhere. You'll also score other sweet perks, like 24/7 concierge service, access to airport lounges, access to private jet service and more.

All these benefits don't come cheap; this card's annual fee is a steep $450. But the Citi Prestige® Card also provides a yearly $250 air travel credit, which could partially offset this cost. For more information about this luxurious card, check out our full review here.

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