Available to L1, O1, and H1B visa holders.
Priority Pass™ Select Membership (valued at $99), after you make $1,000 of purchases with your new Deserve Pro Mastercard within the first 90 days after activation.
3% cash back on travel & entertainment.
2% cash back on restaurants.
1% unlimited cash back on all purchases.
Credit limits up to $10,000.
$0 annual fee & no foreign transaction fees.
No security deposit or co-signer required.
Helps students and professionals build a credit history and gain financial independence.
Use anywhere in the world where Mastercard is accepted.
Includes Mastercard Platinum Benefits like Travel Assistance Services, Extended Warranty, and ID Theft Protection.
Complimentary cellphone insurance up to $600.
Rates, fees & offers
APR: 17.49% - 24.49% Variable APR
Foreign transaction fee
Recommended credit score
Editor's overall rating
Pros and cons
No annual fee
No foreign transaction fee
No sign-up bonus
No intro APR period on Purchases and Balance Transfers
The Deserve® Pro Mastercard offers professionals and new immigrants — with an L1 visa, an H-1B visa or a green card — cash-back rewards and an opportunity to build credit in the U.S.
The $0, and it doesn’t follow a traditional model. If you have a thin credit file, Deserve’s underwriting process may allow you to get the card if you can meet income and employment verification requirements, and you won’t have to pay a security deposit.
The card earns 3% cash back per dollar spent on travel and entertainment and 2% cash back at restaurants for purchases up to $500 per billing cycle, combined. On all other purchases, it offers 1% back. The ongoing APR is 17.49% - 24.49% Variable APR.
If you’re employed and looking to establish credit, the Deserve® Pro Mastercard may help you achieve that goal and earn rewards in the process. For more information, see NerdWallet’s full review.