Discover it®

Discover it®

on Discover's website

Discover it®

Discover it®

Discover it®

on Discover's website

Card details

  • 5% cashback in categories that change each quarter up to the quarterly maximum after you sign up for 5%. 1% cash back on all other purchases.

  • Over 5,000 cardmembers rated 4.8 out of 5 stars* and now Discover "Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie" by J.D. Power+

  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*

  • No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*

  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or textand never responsible for unauthorized Discover card purchases.

  • 100% U.S.- based customer service — day or night.

  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.00%

  • Bonus offer

    None

  • Intro APR

    10.99% on balance transfers for 6 months

  • Ongoing APR

    Min APR: 11.74%, Variable

    Max APR: 23.74%, Variable

    Cash Advance APR: 25.74%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

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User Reviews

Rating Details

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