5% cashback in categories that change each quarter up to the quarterly maximum after you sign up for 5%. 1% cash back on all other purchases.
Over 5,000 cardmembers rated 4.8 out of 5 stars* and now Discover "Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie" by J.D. Power+
Free FICO® Credit Score on monthly statements, online and in our mobile app.*
No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or textand never responsible for unauthorized Discover card purchases.
100% U.S.- based customer service — day or night.
*See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Rates, fees & offers
10.99% on balance transfers for 6 months
Min APR: 11.74%, Variable
Max APR: 23.74%, Variable
Cash Advance APR: 25.74%, Variable
Balance transfer fee
Foreign transaction fee
Recommended credit score
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