Discover® More Card - Black Design
Discover® More Card - Black Design
Discover® More Card - Black Design
Card details
0% intro APR on purchases and balance transfers for a full 12 months, then the Regular APR
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee
Rates, fees & offers
Annual fee
$0
Rewards rate
0.25% for first $3,000 /yr then 1.00%
Bonus offer
None
Intro APR
Purchase: 0% for 12 mos
Transfer: 0% for 12 mos
Ongoing APR
Purchase: 13.74%, Variable
Penalty APR: Up to 26.74%, Variable
Cash Advance APR: 25.74%, Variable
Balance transfer fee
4%
Foreign transaction fee
None
Recommended credit score
Compare to other cards
 Discover® More Card - Black Design | ||
|---|---|---|
| Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APR13.74% Variable | Regular APRSee Terms | |
Intro APRPurchase: 0% for 12 mos | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Tim Chen
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Rating details
3.5
Editor's overall rating
Pros and cons
Pros
No annual fee
Intro APR period on Purchases and Balance Transfers
No foreign transaction fee
Cons
Needs excellent credit
Verdict: Essentially the same card as the Discover More Card…without the 15 month 0% APR.
