Discover&reg; Student Open Road<sup>℠</sup>

Discover® Student Open Road

Discover® Student Open Road

Discover&reg; Student Open Road<sup>℠</sup>

Discover® Student Open Road

Card details

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*

  • 2% Cashback Bonus®* at gas stations and restaurants

  • Every single purchase automatically gets Cashback Bonus®*

  • $0 Fraud Liability- you will not be responsible for unauthorized charges

  • No Annual Fee

  • Sign up to receive text and email alerts

  • *Click apply to view rates, fees, rewards, limitations and other important information

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    0.25% for first $3,000 /yr then 1.00%

  • Bonus offer

    None

  • Intro APR

    Purchase: 0% for 9 mos

    Transfer: None

  • Ongoing APR

    Min APR: 13.74%, Variable

    Max APR: 19.74%, Variable

    Penalty APR: Up to 26.74%, Variable

    Cash Advance APR: 25.74%, Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Discover Student Open Road Credit Card

Discover® Student Open Road

Annual Fee

$0

Annual Fee

$95

Annual Fee

$0

Regular APR

13.74% - 19.74% Variable

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Intro APR

Purchase: 0% for 9 mos

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% on Balance Transfers for 18 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Tim Chen

Rating details

3

Editor's overall rating

Pros and cons

Pros
  • Qualify with average credit

  • No annual fee

  • No foreign transaction fee

Cons

    Verdict - The Open Road is one of the best gas credit cards available to students. However, if you can qualify (and not many can) you should also consider the PenFed Platinum Cashback for Students which offers 5% back on gas.

    The Discover Student Open Road earns 2% on the first $250 in spending at gas and restaurants each month. However, you only earn 0.25% for the first $3,000 in other purchases each year, and 1% thereafter. This 0.25% reward rate instead of 1.00% (buried in the fine print) ends up costing you $22.50 each year.

    Be sure to check out the other options on our Student Credit Cards homepage before making a decision.