- Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
- 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter - no sign-ups needed. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
- No annual fee. No late fee on first late payment. No APR change for paying late.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
- Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.49% - 23.49%.
- View Rates and Fees
APR: 14.49% - 23.49% Variable APR
Cash Advance APR: 26.49%, Variable
- Earn 2% cash back at gas and restaurants on up to $1,000 in combined purchases each quarter
- Qualify with average credit
- Bonus cash back categories
- No annual fee
- 0% on Purchases for 6 months and 10.99% on Balance Transfers for 6 months
- No foreign transaction fee
Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
0% on Purchases for 6 months and 10.99% on Balance Transfers for 6 months
The Discover it® Student chrome is a simpler card than the better-known Discover it® Student Cash Back. There are no rotating bonus categories, just a consistent rewards rate that pays 2% cash back on up to $1,000 per quarter in spending at restaurants and gas stations. That's an especially great option for students who commute since they tend to spend more on gas. Anything you spend over that first $1,000, and all other purchases, earn a flat 1% back.
The Discover it® Student chrome also offers Discover's Good Grades Rewards, which gives you a $20 statement credit if you maintain a GPA of 3.0 or higher. You can earn this reward once a year for up to five years. The annual fee is $0, and there are no foreign transaction fees.
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