INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
No annual fee. No late fee on first late payment. No APR change for paying late.
Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
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0% intro APR on purchases for 6 months, then the standard variable purchase APR of 19.49%.
Rates, fees & offers
Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
0% on Purchases for 6 months and 10.99% on Balance Transfers for 6 months
APR: 19.49% Variable APR
Cash Advance APR: 26.49%, Variable
Balance transfer fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Foreign transaction fee
Recommended credit score
Editor's overall rating
Pros and cons
No FICO history required.
Bonus cash back categories
No annual fee
Intro APR period on Purchases and Balance Transfers
No foreign transaction fee
Higher rewards available elsewhere
Discover cards not widely accepted outside the U.S.
The Discover it® Student chrome is a simpler card than the better-known Discover it® Student Cash Back. There are no rotating bonus categories, just a consistent rewards rate that pays 2% cash back on up to $1,000 per quarter in spending at restaurants and gas stations. That's an especially great option for students who commute since they tend to spend more on gas. Anything you spend over that first $1,000, and all other purchases, earn a flat 1% back.
The annual fee is $0, and there are no foreign transaction fees.
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