Fifth Third Real Life Rewards Review | NerdWallet
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Fifth Third Real Life Rewards

Apply Nowon Fifth Third Bank’s secure website.

Fifth Third Real Life Rewards

Apply Nowon Fifth Third Bank’s secure website.
Apply Nowon Fifth Third Bank’s secure website.

Card Details

  • Earn 1 point per $1 spent on purchases
  • N/A

APR, Variable

Min APR: 13.24%, Variable

Max APR: 24.24%, Variable

Penalty APR: Up to 29.99%, Variable

Cash Advance APR: 24.99%, Variable


  • No annual fee
  • 0% for 12 mos on transfers

Rewards rate


Annual fee


Intro APR

Purchase: 0% for 12 mos

Transfer: 0% for 12 mos

Nerdwallet Review

Author: Tim Chen

Verdict - This is a mediocre rewards card. Pick a better one at on our rewards credit card homepage.

Fifth Third Bank Visa Signature Rewards offers 2% back on gas, for up to $500 per month. In terms of other rewards, you get 1% back up to $25,000 a year, 1.25% back between $25,001 and $50,000 per year, and so on, capping out at 2% back when you spend above $100,000 per year on this card. There is no annual fee.

However, you can fare much better with a different rewards card. If you are a big spender and thing Fifth Third rewards are attractive, consider the following: after you spend $6,500 a year earnings 0.5% on American Express Blue Cash, your reward rate gets bumped to 1.25%, and you get 5% back on gas & groceries. Therefore, anyone who spends above $25,000 a year is likely to do substantially better with Blue Cash.

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