Gap Visa® Credit Card
Gap Visa® Credit Card
Gap Visa® Credit Card
Card details
Earn 5 points for every $1 spent at Gap Inc. brands in-store and online
Earn 1 point for every $1 spent everywhere Visa is accepted
$5 Reward for ever 500 points you earn
No annual fee
Rates, fees & offers
Annual fee
$0
Rewards rate
1x-5x
Bonus offer
N/A
Intro APR
N/A
Ongoing APR
APR: 25.99% Variable
Cash Advance APR: 26.99%, Variable
Foreign transaction fee
3% of each transaction.
Recommended credit score
Compare to other cards
 Gap Visa® Credit Card | ||
|---|---|---|
| Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APRSee Terms | ||
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 20.74%, 24.74%, or 29.74% | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
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Rating details
3.4
Editor's overall rating
Pros and cons
Pros
No annual fee
New cardholder bonus offer
Qualify with average credit
High rewards rate
Cons
High APR
Complicated redemptions
The Gap Visa® Credit Card, issued by Synchrony, can be used anywhere that accepts Visa, although the best value comes from using it at Gap stores, whether in person or online.
The $0-annual-fee card earns elevated rewards at Gap and other retailers under the Gap umbrella, but those rewards can be used only within those Gap Inc. brand stores.
For more information, see NerdWallet's review of this card.
